BB&T Visa Reward Cards

Purchase Cards

BB&T Visa® Reward Cards are prepaid spending cards that make great gifts for employees and clients. They're accepted at millions of locations nationwide and come with Visa's Zero Liability for unauthorized use.

BB&T Visa Reward Cards are available in amounts from $25 to $500 and may be used anywhere Visa debit cards are accepted.

When making purchases, select the credit option on the keypad and sign the receipt. Balance inquiries can be made online or by calling (866) 594-2076.

The following fees apply:1

  • $2.95 fee for each card purchased
  • $2.50 monthly maintenance fee that is waived for the first 6 months

Use BB&T Visa Reward Cards to boost your business:

  • Inspire employees
  • Promote special events
  • Recognize customer loyalty

What is the BB&T Visa Reward Card?

The BB&T Visa Reward Card is a prepaid card with a value that is limited to the amount of money loaded on the card by your company at the time of purchase. It carries the Visa logo like any Visa credit or debit card, but because it is a prepaid card, spending is limited to the funds available on the card. Each time the card is used, the purchase amount is automatically deducted from the available balance. Cardholders can buy what they want, when they want, at millions of locations where Visa debit cards are accepted. The card can also be used online and when making purchases by phone or mail.

How will my company benefit from the BB&T Visa Reward Card?

Using the BB&T Visa Reward Card for promotional programs and incentives can help increase customer and employee loyalty. Because of the flexibility of the card program, you will be able to offer many reward and incentive programs with a single implementation that will save time and money on program support costs. The BB&T Visa Reward Card allows even small businesses to provide incentive programs that traditionally have been too expensive to support on their own.

How do I order BB&T Visa Reward Cards for my business?

Please visit your local financial center. For large orders, your BB&T Visa Reward Cards may be shipped directly to your office. Be sure to plan ahead to allow 5 to 10 business days for shipping.

Can I purchase BB&T Visa Reward Cards in bulk?

Yes, you can purchase large orders of BB&T Visa Reward Cards. For more information or to make a large order purchase, contact your local financial center.

Do I have to be a BB&T client to purchase a BB&T Visa Reward Card?

Yes, BB&T Visa Reward Cards are sold only to BB&T clients.

Is there a limit to the dollar value that can be loaded on the BB&T Visa Reward Card?

Yes, BB&T Visa Reward Cards can be purchased in any dollar amount you choose from $25 to $500.

Will I be charged a fee for purchasing a BB&T Visa Reward Card?

Yes, there is a sales fee of $2.95 for each BB&T Visa Reward Card purchased.

Is it possible to put the name and logo of my company on the face of the BB&T Visa Reward Card?

Yes, the artwork on the front of the BB&T Visa Reward Card can be customized. You can add your company logo and a special message for the recipient. You can also choose from over 65 unique card designs or provide your own artwork to match your gift-giving occasions.

My company already offers an employee incentive program. Why should I offer the BB&T Visa Reward Card instead of current gifts?

The BB&T Visa Reward Card provides a simple incentive solution for implementing new programs, or expanding and streamlining existing programs. You can reward your employees and customers in a new, innovative way. In addition, Visa's research shows that consumers prefer a multipurpose gift card over retailer-specific and mall gift cards, citing purchase choice as the number one benefit of the card.

How will my customers and employees benefit from the BB&T Visa Reward Card?

Any recipient of a BB&T Visa Reward Card will have the freedom to reward themselves with what they want, when they want at millions of locations worldwide that accept Visa debit cards.

My company currently offers a BB&T Visa Reward Card to top sales employees. Can the same card be used for a consumer rebate program?

Yes, you can use the same card to support many incentive programs, including those for employees and consumers.

What is my responsibility if the card is lost or stolen?

You are not responsible for lost or stolen cards. The cardholder should notify us immediately when the loss is discovered by calling (866) 594-2076. Their card will be canceled and a replacement card will be issued as described in the Cardholder Agreement.

What happens if an employee/customer tries to make a purchase that exceeds the available balance on their BB&T Visa Reward Card?

Most merchants cannot access the balance on the card so it is critical that cardholders know their balance before they shop. If the employee or customer tries to purchase something of greater value than that on the card, the transaction will be declined. However, he or she may choose to use a second payment method, such as a debit card, credit card or cash to pay for the difference. When making the purchase they will need to tell the cashier how much to deduct from the gift card and how much they will pay with another payment method.

Get Assistance

By Phone

Check your balance by calling (866) 594-2076.

In Person


Contact Us

Call 800-BANK-BBT