Commercial Lending

Contact Your Local BB&T
Commercial Lending Office

Whether your business must address immediate concerns or take advantage of expansion opportunities, access to working capital is critical to your long-term success. Commercial lending allows your business to obtain finances for short-term expenditures or pay for capital equipment. A commercial loan can be backed by hard collateral, such as real estate.

BB&T offers flexible loans to meet the financing needs of your business, as well as lines of credit for your seasonal cash needs, receivables financing, inventory financing and short term cash flow.

  • All of our loans are serviced by commercial lenders, who will work with you to understand the specific needs of your industry and to structure loan terms to meet your needs.
  • Loan terms can be set to correspond with the life of the asset, and repayment can be structured to your cash flow.
  • Collateral options are flexible.

BB&T offers business loans for:

  • Equipment purchases
  • Facilities purchases
  • Business acquisitions
  • Debt refinancing
  • Real estate1

Customized loans are also available, and solutions can be created to meet your individual needs.

BB&T offers commercial lines of credit that give you flexibility and access to capital to meet your short-term borrowing needs. Line amounts, terms, repayment schedules and collateral can all be structured to meet the specific needs of your business.

Lines of credit are a convenient way to finance:

  • Seasonal cash needs
  • Receivables financing
  • Inventory financing

BB&T, a leading commercial owner-occupied real estate lender, is now offering promotional rates and terms for a limited time to qualified borrowers.2

A BB&T commercial relationship manager can work with you to apply for a loan with these attractive features:

  • No origination or application fees
  • Up to 85% loan-to-value financing
  • Loan amounts up to $5 million
  • Terms up to 15 years, amortized up to 25 years
  • Competitive fixed and variable rate options
  • Interest rate swaps for qualified clients

BB&T partners with our commercial clients to construct a roadmap for their financial future. With a trusted advisor by your side, you can focus on what you do best—running your business.