Equipment Financing

BB&T can help you purchase or lease the equipment or vehicles you need for your business. We provide loans and leases to companies of all sizes, and routinely handle large-scale transactions. We can even help you provide financing options to your customers.

BB&T offers a number of lease and loan options. When you finance, rather than purchase outright, your working capital remains available for other business opportunities. The use of your equipment can also help you generate revenue to cover your payments.

If you choose a loan option, your terms can be set to correspond with the life of your asset, and your repayment schedule can be structured to fit your cash flow. Leasing equipment can be a cost-effective alternative to a loan. It may be the right option if you do not want to own equipment that may become obsolete quickly.

Features

  • Fixed rates for the complete term
  • Loan and lease programs tailored to meet your company's needs
  • Lease terms structured to comply with your company's accounting or tax regulations1
  • Tax advantages1
  • Full range of financing options—capital leases, loans, equipment finance agreements, terminal rental-adjustment clause leases, and operating and fair market value leases
  • The expertise and experience of BB&T—30 years helping companies in the Southeast

Our corporate equipment financing experts offer assistance with large-scale transactions. Our specialists routinely administer transactions of $2 million or more.

Features

  • Financing specialists well-versed in both the tax and accounting treatments of larger transactions
  • Ability to cover needs totaling $2 million or more, depending on client size
  • Full range of financing options—capital leases, loans, equipment finance agreements, terminal rental-adjustment clause leases, and operating and fair-market-value leases
  • Financing agreement options tailored to meet your specific situation

Fortune 500 companies, high-net-worth individuals and entrepreneurs can benefit from our competitive loans and leases, which can be custom tailored to meet your specific aircraft financing needs. Our specialists routinely administer transactions of $1 million or more.

Features

  • New and pre-owned aircraft financing of turboprops, jets and helicopters
  • Large corporate and private middle market business
  • Leases, sale-leasebacks, loans and refinancing available
  • Nationwide coverage
  • Full utilization of depreciation benefits
  • Part 91 and 135 with the exception of over 50% charter
  • High-net-worth underwriting capabilities

BB&T provides financing for a wide range of items to meet your business needs.

Industrial Equipment

  • Manufacturing
  • Materials handling
  • Construction
  • CNC machinery/metalworking
  • Mining for coal, oil or gas extraction

Office Equipment

  • Furniture and fixtures
  • Information technology
  • Commercial printing press
  • Medical equipment such as MRI or CAT scan

Transportation

  • Fleet vehicles such as cars, trucks or vans
  • Corporate aircraft
  • Rail
  • Water
  • Tractors or trailers

Other Options

A corporate equipment financing specialist may be able to arrange other equipment financing needs not specifically addressed here.

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By Phone

Call us at 800-532-0354.