Dealer Financial Services

BB&T has provided quality financing options to automobile dealers across the continental US for more than 40 years, and now serves marine and RV dealerships. Our decentralized operation has more than 50 centers purchasing contracts from nearly 15,000 dealers.

Our Dealer Financial Services offers a full range of retail and dealer financial services for you and your clients. Our lending decisions are made locally, quickly and by lenders who know you and your business. You can count on us to help you put more clients into the vehicle or boat of their dreams.

We facilitate the success of our dealer partners with an array of financial products and services including Dealer Floor Plan, Capital Formation, Payment Solutions, Risk Management/Employee Benefits and Personal Financial Management.

Together, BB&T Dealer Finance and Regional Acceptance Corporation has provided uninterrupted service in prime, near-prime and sub-prime indirect auto lending.

Dealer Finance

Receive focused relationship management from experienced lenders with BB&T Dealer Finance. We deliver prime and near-prime indirect auto lending from 20 lending centers serving 23 states and Washington, DC.

Regional Acceptance

As a nationally recognized auto finance company owned by BB&T, we focus on providing exceptional dealer and consumer client relationship experiences for near-prime and sub-prime lending across more than 30 lending centers.

Recreational Lending

Connect with lending experts who understand complex marine and RV financing. Benefit from our personal relationships with local lenders and a comprehensive array of insurance products tailored to your customer's needs.

Dealer Commercial Services

Using a unique business model, we combine specialized industry experience with local relationship management to deliver exceptional service to our dealer clients. We work with the BB&T local teams to offer full banking relationships to franchise auto dealers. Our industry specialists—Dealer Services Officers (DSOs)—work closely with the regions' commercial teams to provide essential floor plan servicing for the auto dealer relationships.

Portfolio Acquisition Group

As the most active purchaser of indirect portfolios in the US, our Portfolio Acquisition Group provides reliable capital for the secondary market with unmatched pricing, flexibility and service.


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