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Public Fund Analyzed Checking

Help your public entity achieve its financial goals

Get a checking account specifically for organizations and public entities with a high level of cash management needs and high balances.

Best if you

  • Are a public entity with high monthly transaction activity and high balances
  • Need a suite of cash management solutions like ACH Origination, Information Reporting, Fraud Prevention, Wire services, BB&T OnSite DepositSM—a remote deposit solution—and many others



  • Access premium online banking, BB&T CashManager OnLine and cash management solutions
  • Enjoy a free monthly analysis statement about checking and treasury services used
  • Use balances to offset or avoid service charges
  • Get next-business-day funding with credit and debit card processing1


  • Reduce or eliminate service charges with a competitive monthly earnings credit rate 
  • Get an earnings credit allowance based on account balances
  • Ability to combine multiple BB&T Public Fund Analyzed Checking accounts for consolidated service fees and analysis

Learn more about pricing and fees

BB&T CashManager OnLine

Access your company's full financial picture

CashManager OnLine gives you the control you need to improve cash flow, complete transactions efficiently and make more informed decisions.

Features and benefits

CashManager OnLine includes advanced reporting, payment and transaction tools.

  • Easy account monitoring – View accounts, make payments, transfer funds and prevent fraud
  • Convenient notifications – Get text or email alerts about important account activities
  • Optional payment services – Move your money quickly with same-day ACH payments
  • CashManager OnLine Mobile App – Access most popular features whether you're in the office or on the road

Learn more about cash manager online - important

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Related services

Money market accounts and CDs

Earn interest on your savings with a variety of account options.

Treasury management

Optimize your company's liquidity, make sound investments for the future and reduce your financial risks with an array of treasury management options.

Merchant services

See all the options and benefits offered by BB&T Merchant Services.

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Not convinced that Public Fund Analyzed Checking is right for you?

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See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

1BB&T Merchant Services are subject to business type and credit approval. A BB&T Merchant Services qualifying transaction is a payment card settlement (e.g., Visa®, MasterCard®, American Express®, or Discover®) from a BB&T Merchant account deposited to a linked BB&T checking account at least once during the monthly statement cycle.

Fees from your mobile or data carrier may apply.

Only deposit products are FDIC insured.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon