Credit Cards

Get the security, control and convenience you need in a commercial credit card

Simplify expenses, control spending and set credit limits—all with no annual fee.

More choices for the diverse needs of larger organizations

Every card includes the extra benefits, peace of mind and worldwide acceptance of Visa®.

BB&T Visa Signature Business credit card

  • No annual fee, per-card fee or card implementation fee
  • 0% introductory annual percentage rate (APR) for 6 months on purchases and balance transfers, then variable APRs ranging from 11.15% to 13.15% APR
  • BB&T Business Rewards and bonus points ,
  • Added security against misuse and fraud
  • Available for credit lines up to $100,000

BB&T Visa Corporate Card

  • No annual fee, per-card fee or card implementation fee
  • Low APR
  • Individual spending and credit line controls
  • Electronic employee expense reporting and card data file options
  • Added security against misuse and fraud

BB&T Visa Purchasing Card

  • No annual fee, per-card fee or card implementation fee
  • Low APR
  • Flexible billing and payment options
  • Variety of card options, including virtual single-use cards
  • Added security against misuse and fraud

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

Ready to get started?

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BB&T Client Services


By email

Contact us with questions or to request assistance.

Use our knowledge to your advantage

Take advantage of our financial knowledge and expertise to build your strategy for success now and in the future.

Related services

Card Management and Expense Reporting

Access credit card account information online 24/7 and track data reporting with full-feature cost allocation and expense management options.

Commercial Checking Solutions

Choose from a variety of checking account options to fit your needs.

Merchant Services

See all the options and benefits offered by BB&T Merchant Services.

Treasury Management

Make the most of your company's liquidity, make sound investments for the future and reduce your financial risks. Our treasury management options can help.

  • 1

    Other fees may apply.

  • 2

    The BB&T Visa Signature Business Credit Card annual percentage rate (APR) for purchases and balance transfers is 0% for 6 months. After that, the APR is determined by adding 7.9% to 9.9% to prime rate. Prime rate is currently 3.25% as of March 16, 2021.

  • 3

    BB&T Business Rewards is available only to BB&T Visa Business Credit Card clients with an aggregate company credit line of less than $100,000.

  • 4

    Please refer to the BB&T Business Rewards Program terms and conditions for details. 

Commercial credit cards are subject to business type and credit approval.

Truist Bank, Member FDIC and an Equal Housing Lender. 

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or

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