Credit Cards

Get the security, control and convenience you need in a commercial credit card

Simplify expenses, control spending and set credit limits—all with no annual fee.

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More choices for the diverse needs of larger organizations

Every card includes the extra benefits, peace of mind and worldwide acceptance of Visa®.

BB&T Visa Signature Business credit card

Pay no annual fee with all the benefits and rewards of a Visa card

  • No annual fee, per-card fee or card implementation fee
  • 0% introductory annual percentage rate (APR) for 6 months on purchases and balance transfers, then variable APRs ranging from 12.90% to 14.90% APR1
  • BB&T Business Rewards and bonus points2,3
  • Added security against misuse and fraud

BB&T Visa Corporate Card

Enjoy a convenient and secure way to pay for business travel with the worldwide acceptance of Visa

  • No annual fee, per-card fee or card implementation fee
  • Low APR
  • Individual spending and credit line controls
  • Electronic employee expense reporting and card data file options
  • Added security against misuse and fraud

BB&T Visa Purchasing Card

Streamline purchase orders, invoicing and payables with Visa

  • No annual fee, per-card fee or card implementation fee
  • Low APR
  • Flexible billing and payment options
  • Variety of card options, including virtual single-use cards
  • Added security against misuse and fraud

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

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Ready to get started?

By phone

Got questions?

BB&T Client Services


By email

Contact us with questions or to request assistance.

Use our knowledge to your advantage

Leverage our financial knowledge and expertise to build your strategy for success and ensure a competitive edge for the future.

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Related services

Commercial checking accounts

Choose from a variety of checking account options to fit your needs.

Treasury management

Optimize your company's liquidity, make sound investments for the future and reduce your financial risks with an array of treasury management options.

Merchant services

See all the options and benefits offered by BB&T Merchant Services.

Card management and expense reporting

Access credit card account information online 24/7 and track data reporting with full-feature cost allocation and expense management options.

1BB&T Visa Business and BB&T Signature Business Credit Card 12.90% to 14.90% APR (annual percentage rate) are variable rates tied to The Wall Street Journal (WSJ) Prime + 7.9% to 9.9% based on credit history. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in WSJ as of the last day of the month. WSJ Prime currently is 5.00% as of June 14, 2018.

2BB&T Business Rewards is an optional program available only to BB&T Visa Business Credit Card clients with an aggregate company credit line of less than $100,000.

3To receive the 6,500 bonus points offer, first purchase must be made within 90 days. Net qualified purchases include any signature-based purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with your BB&T Visa Signature Business Credit Card. Cash advances, convenience checks, credits and returns do no earn points. Please see Visa's credit card benefits (opens in a new tab) for details.

Commercial credit cards are subject to business type and credit approval.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon