Best if you
- Would like to reduce purchase order costs and paperwork redundancy
- Want to increase working capital and reduce check writing
- Want reporting for audit and compliance needs
- Need more control over employee spending
- Would like to increase payment security and reduce fraud
Benefits
- The convenience of Visa acceptance at more than 30 million locations worldwide
- Easy online account management and comprehensive spending controls
- Dedicated client service center
- $250,000 travel accident insurance coverage
- Customized restrictions to meet your company's needs, including Merchant Category Code (MCC), per transaction limits and cycle limits
- Fraud monitoring: Variances on spending patterns cause a cardholder's account to populate a fraud queue and prompt a call to the cardholders or program administrator to verify the validity of the charges
Pricing
- No annual fee, per card fee or card implementation fee
- Low annual percentage rate (APR)
- Flexible billing and payment options
Not convinced yet?
The BB&T Visa Purchasing Card includes a number of additional features plus convenient online access tool.
Enjoy added security
- Guard against unauthorized credit card use with the Visa®Zero Liability policy(opens in a new tab) Disclosure 1
- Add an extra layer of security with fraud monitoring—we'll call or text you if we suspect suspicious activity
- Use your Visa Purchasing Card at chip-enabled terminals for enhanced fraud protection
Manage card activity and expenses with ease
Empower your employees with unlimited, no-cost cards and easily oversee transactions with our card management and expense reporting options.
- Convenient and secure access to BB&T eZBusiness from your computer or mobile device Disclosure 2
- Monitor and manage employee cards
- Real-time feature functionality available includes modifying card limits, adding or closing cards, maintaining card restrictions, and much more
- Add optional monitoring and reporting tools capable of tracking and reporting data regarding commercial card usage on local and international levels
Ready to get started?
By email
Contact us with questions or to request assistance.
Related services
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Commercial Checking Solutions
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Merchant Services
See all the options and benefits offered by BB&T Merchant Services.
Treasury Management
Make the most of your company's liquidity, make sound investments for the future and reduce your financial risks. Our treasury management options can help.
Not convinced that a BB&T Visa Purchasing Card is right for you?
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1.
Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. See Visa Commercial Card Guide to Benefits (PDF) for further details.
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2.
Fees from your mobile or data carrier may apply.
Commercial credit cards are subject to business type and credit approval.
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New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.
Branch Banking and Trust Company is now Truist Bank. Learn more.
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.