BB&T Visa Signature Business Credit Card

Get the convenience and security you need for business expenses

Pay no annual fee with all the benefits and rewards you expect from Visa®.

Best if you

  • Have a large number of everyday purchases such as office supplies, travel expenses and meals
  • Want to simplify your company's expenses and cash flow


  • The convenience of Visa acceptance at more than 30 million locations worldwide
  • 6,500 BB&T Business Rewards bonus points after first purchase within 90 days ,
  • One rewards point for every $1 spent
  • Unlimited rewards points that don't expire for 5 years
  • Online access(opens in a new tab) to conveniently manage, view and redeem your points
  • No-cost employee cards
  • Overdraft protection services on up to two qualified business deposit accounts


  • No annual or per card fees
  • 0% introductory annual percentage rate (APR) for 6 months on purchases and balance transfers
  • Variable APRs currently ranging from 13.15% to 15.15%

Not convinced yet?

The BB&T Visa Signature Business credit card includes a number of additional features plus convenient online access.

Enjoy added security

Manage card activity with ease

Empower your employees with unlimited, no-cost cards and easily oversee transactions with BB&T eZBusiness.

  • Convenient and secure access to BB&T eZBusiness from your computer or mobile device
  • Monitor and manage employee cards
  • Real-time feature functionality available, including modifying card limits, adding or closing cards, maintaining card restrictions, and much more
  • Review 18 months of transaction history

Learn more about card management and expense reporting

Ready to get started?

By phone

Questions about your existing credit card account?


By email

Contact us with questions or to request assistance.

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Not convinced that a BB&T Visa Signature Business credit card is right for you?

  • 1

    BB&T Business Rewards is available only to BB&T Visa Business Credit Card clients with an aggregate company credit line of less than $100,000.

  • 2

    Please refer to the BB&T Business Rewards Program terms and conditions for details. 

  • 3

    Other fees may apply. Call 800-476-4228 or see our Visa Signature Business credit card disclosures for fees that may apply. 

  • 4

    The BB&T Visa Signature Business Credit Card annual percentage rate (APR) for purchases and balance transfers is 0% for 6 months. After that, the APR is determined by adding 7.9% to 9.9% to prime rate. Prime rate is currently 5.25% as of August 1, 2019.

  • 5

    Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. See Visa Signature Business Guide to Benefits (PDF)(opens in a new tab) for further details.

  • 6

    Fees from your mobile or data carrier may apply.

Business credit cards are subject to business type and credit approval.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.