Get the convenience and security you need for business expenses

Pay no annual fee with all the benefits and rewards you expect from Visa®.

BB&T Visa Signature Business Credit Card

Best if you

  • Have a large number of everyday purchases such as office supplies, travel expenses and meals
  • Want to simplify your company's expenses and cash flow


  • The convenience of Visa acceptance at more than 30 million locations worldwide
  • 6,500 BB&T Business Rewards bonus points after first purchase within 90 days1,2
  • One rewards point for every $1 spent
  • Unlimited rewards points that don't expire for 5 years
  • Online access (opens in a new tab) to conveniently manage, view and redeem your points
  • No-cost employee cards
  • Overdraft protection services on up to two qualified business deposit accounts


  • No annual or per card fees
  • 0% introductory annual percentage rate (APR) for 6 months on purchases and balance transfers3
  • Variable APRs currently ranging from 12.90% to 14.90%3

See our BB&T Visa Signature Business credit card disclosure (PDF) for fee details.

The BB&T Visa Signature Business credit card includes a number of additional features plus convenient online access.

Enjoy added security

  • Guard against unauthorized credit card use with the Visa® Zero Liability policy (opens in a new tab)4
  • Add an extra layer of security with fraud monitoring—we'll call you if we suspect suspicious activity
  • Use your Visa Signature Business credit card at chip-enabled terminals for enhanced fraud protection

Manage card activity with ease

Empower your employees with unlimited, no-cost cards and easily oversee transactions with BB&T Credit Card Connection.

  • Convenient and secure access to Credit Card Connection from your computer or mobile device5
  • Monitor and manage employee cards
  • Real-time feature functionality available, including modifying card limits, adding or closing cards, maintaining card restrictions, and much more
  • Review 18 months of transaction history

Learn more about card management and expense reporting

Ready to get started?

By phone

Questions about your existing credit card account?


By email

Contact us with questions or to request assistance.

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Not convinced that a BB&T Visa Signature Business credit card is right for you?

1BB&T Business Rewards is available only to BB&T Visa Signature Business Credit Card clients with an aggregate company credit line of less than $100,000.

2To receive the 6,500 bonus points offer, first purchase must be made within 90 days. Net qualified purchases include any signature-based purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with your BB&T Visa Signature Business Credit Card. Cash advances, convenience checks, credits and returns do no earn points. Please see Visa's credit card benefits (opens in a new tab) for details.

3BB&T Visa Business and BB&T Signature Business Credit Card 12.90% to 14.90% APR (annual percentage rate) are variable rates tied to The Wall Street Journal (WSJ) Prime + 7.9% to 9.9% based on credit history. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in WSJ as of the last day of the month. WSJ Prime currently is 5.00% as of June 14, 2018.

4Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. See Visa Signature Business Guide to Benefits (PDF) (opens in a new tab) for further details.

5Fees from your mobile or data carrier may apply.

Business credit cards are subject to business type and credit approval.

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