Money Market Accounts & CDs

Your money should work as hard as you do

Select your state to see details for your location.

Secure your investments with competitive rates and added benefits

Choose the option that best fits your financial objectives, organizational needs and investing time frame.

Business Investor's Deposit Account (BIDA)

  • Primarily for businesses or organizations with a savings balance greater than $10,000
  • Easy access to your funds with the advantage of competitive, tiered interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches
  • Access to treasury management services, including ACH payments and wire transfers

Business High Performance Money Market Account

  • Monthly maintenance fee waived when you maintain a $1,000 minimum daily balance
  • Easy access to your funds, including check-writing privileges
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Certificate of Deposit Account Registry Service (CDARS)

  • Ideal for businesses, non-profits, public fund managers, trustees, financial advisors and credit unions
  • Access to multimillion-dollar FDIC insurance coverage, daily interest compounding and a single consolidated account statement
  • Substantial savings in time and effort in managing bank relationships, monthly statements, interest disbursements and more

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

Ready to get started?

In person

Locate a branch.

What you'll need to open an account

Here's all the information you'll need to open your account online or in a branch. Please note: You'll need this information for each of your business owners, beneficial owners (25% stake or more), and authorized signers. Learn more about the requirements for opening a business account

For the organization

  • Federal Tax ID
  • Legal business name
  • "Doing business as" name, if applicable
  • Business incorporation details and issue date
  • State registrations, if applicable
  • Business address (both physical and mailing addresses)
  • Stock or ticker symbol, if publicly traded

For business owners

Opening your account at a branch? Before your visit, please complete the Beneficial Ownership Certification (PDF).

Opening your account online? You'll be able to enter the required information in your application.

Use our knowledge to your advantage

Leverage our financial knowledge and expertise to build your strategy for success and ensure a competitive edge for the future.

Select your state

Select your state for location-specific product information.

For a complete list of account fees, see our Business Services Pricing Guide (PDF).

See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.