Best if you
- Run a business or organization with a savings balance greater than $10,000
- Need easy access to your funds
- Want the advantage of competitive interest rates
- Earn competitive, tiered money market rates compounded daily and credited monthly
- Get six free pre-authorized automatic or telephone transfers or withdrawals per month Disclosure 1
- Enjoy unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches
- Make business purchases convenient and rewarding with a BB&T small business credit card Disclosure 2
- Avoid the monthly maintenance fee by maintaining a $10,000 minimum daily balance
Ready to get started?
What you'll need to open an account
Here's all the information you'll need to open your account online or in a branch. Please note: You'll need this information for each of your business owners, beneficial owners (25% stake or more), and authorized signers. Learn more about the requirements for opening a business account
For the organization
- Federal Tax ID
- Legal business name
- "Doing business as" name, if applicable
- Business incorporation details and issue date
- State registrations, if applicable
- Business address (both physical and mailing addresses)
- Stock or ticker symbol, if publicly traded
For business owners
- Home address
- Date of birth
- Social Security or Tax ID number
- A copy of your government-issued ID (See details about the requirements for your government-issued ID)
- Business title (Controlling Person only)
- Ownership percentage (Beneficial Owners only)
Opening your account at a branch? Before your visit, please complete the Beneficial Ownership Certification (PDF).
Opening your account online? You'll be able to enter the required information in your application.
Ready to get started?
Not convinced that a Business Investor's Deposit Account is right for you?
Select your state
For a complete list of account fees, see our Business Services Pricing Guide (PDF).
See our Commercial Bank Services Agreement (PDF) for more information.
Learn more about your account, including fees and ways you can avoid them.
An excessive-activity fee applies for each transaction over the permitted six per monthly statement cycle. Your account is subject to conversion to a checking account if you repeatedly exceed the permitted number of transactions.
Business credit cards are subject to business type and credit approval.
Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.
Truist Bank, Member FDIC and an Equal Housing Lender.
New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.
Branch Banking and Trust Company is now Truist Bank. Learn more.
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.