Employee Stock Ownership Plans (ESOP)

Invite employees to invest in the success of your business

Choose a retirement plan that rewards both you and your employees.

Offer your employees a stake in your company's bottom line

An Employee Stock Ownership Plan (ESOP) can help participants prepare for retirement, while helping your company with tax benefits and capital funding for business expansion. ESOPs are ideal for mid- to large-sized corporations with stock available for purchase, and offer numerous benefits for the plan sponsor and participants.

Sponsor benefits

  • Valued retirement benefit and executive compensation program
  • Vehicle for corporate finance
  • Employee incentive program
  • Improved cash flow

Participant benefits

  • Rewards employees for increased productivity
  • Provides a tax-deferred retirement plan
  • Builds wealth without personal investment
  • Includes provisions for diversification

A leader in retirement services

At BB&T, we're honored to have been recognized by PLANSPONSOR magazine with multiple awards for providing "best-in-class" retirement solutions. Our expertise allows us to help our clients manage their plans, meet their goals and stay current on emerging trends.

Ready to get started?


Leave us your contact info, and we'll call or email you.

By phone

Call a Retirement Specialist at 800-866-2288.

For existing retirement accounts, call 800-228-8076.

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Flexible Benefit Plans

Offer enhanced medical and dependent care benefits to your employees while saving on operational costs.

Retirement Solutions

From 401(k) accounts to IRAs, we have comprehensive retirement solutions for your employees.

Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC.

Only deposit products are FDIC insured.

Services and products featured herein may include some offered by affiliated companies of BB&T Retirement & Institutional Services. The fees for those services and products are in addition to the fees charged by BB&T Retirement & Institutional Services. As a result, BB&T Corporation, as a whole, receives more compensation than would otherwise be received if a non-affiliated service or product was used. When we offer any service or product to a client, we use the same process to offer both affiliated and non-affiliated services and products. When we have authority to select any service or product on behalf of a client, if our process shows affiliated services and products to be competitive with corresponding non-affiliated services and products, then we may select affiliated products and services. BB&T Retirement & Institutional Services expresses no opinion on the use of BB&T affiliated services and products when the client selects such services and products in a client directed account.

Investment solutions and advisory services are provided by BB&T Institutional Investment Advisers, Inc., a wholly owned subsidiary of Branch Banking and Trust Company.
Securities and advisory products or services are:

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.