Employee Stock Ownership Plans (ESOP)

Invite employees to invest in the success of your business

Choose a retirement plan that rewards both you and your employees.

Offer your employees a stake in your company's bottom line

An Employee Stock Ownership Plan (ESOP) can help participants prepare for retirement, while helping your company with tax benefits and capital funding for business expansion. ESOPs are ideal for mid- to large-sized corporations with stock available for purchase, and offer numerous benefits for the plan sponsor and participants.

Sponsor benefits

  • Valued retirement benefit and executive compensation program
  • Vehicle for corporate finance
  • Employee incentive program
  • Improved cash flow

Participant benefits

  • Rewards employees for increased productivity
  • Provides a tax-deferred retirement plan
  • Builds wealth without personal investment
  • Includes provisions for diversification

A leader in retirement services

At BB&T, we're honored to have been recognized by PLANSPONSOR magazine with multiple awards for providing "best-in-class" retirement solutions. Our expertise allows us to help our clients manage their plans, meet their goals and stay current on emerging trends.

Ready to get started?

Online

Leave us your contact info, and we'll call or email you.

By phone

Call a Retirement Specialist at 800-866-2288.

For existing retirement accounts, call 800-228-8076.

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BB&T@Work

Help reduce financial stress among your employees with easy-to-follow online tutorials and a benefit-rich banking package.

Flexible Benefit Plans

Offer enhanced medical and dependent care benefits to your employees while saving on operational costs.

Retirement Solutions

From 401(k) accounts to IRAs, we have comprehensive retirement solutions for your employees.

Traditional banking services are provided by Truist Bank, Member FDIC.

Only deposit products are FDIC insured.

Services and products featured herein may include some offered by affiliated companies of Truist Retirement & Institutional Services. The fees for those services and products are in addition to the fees charged by Truist Retirement & Institutional Services. As a result, Truist Financial Corporation, as a whole, receives more compensation than would otherwise be received if a non-affiliated service or product was used. When we offer any service or product to a client, we use the same process to offer both affiliated and non-affiliated services and products. When we have authority to select any service or product on behalf of a client, if our process shows affiliated services and products to be competitive with corresponding non-affiliated services and products, then we may select affiliated products and services. Truist Retirement & Institutional Services expresses no opinion on the use of Truist affiliated services and products when the client selects such services and products in a client directed account.

Investment solutions and advisory services are provided by BB&T Institutional Investment Advisers, Inc., a wholly owned subsidiary of Branch Banking and Trust Company.     

Securities and advisory products or services are: 

NOT A DEPOSIT  •  NOT FDIC-INSURED •  NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY  •  MAY GO DOWN IN VALUE  •  NOT GUARANTEED BY THE BANK

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.

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