Get guidance throughout the investment selection process
Retirement plan sponsors have a legal obligation to manage their plans with employees' best interest in mind. BB&T Institutional Investment Advisers, Inc., will help you monitor the plan's investments and manage your fiduciary risk.
We understand that our clients seek different levels of fiduciary support. That's why we structure our investment advisory services to meet your needs.
ERISA 3(38) Services
With this option, BB&T Institutional Investment Advisers, Inc. assumes fiduciary responsibility of the plan investments. We will:
- Create a tailored Investment Policy Statement (IPS)
- Select your plan's fund lineup
- Make ongoing investment decisions in the plan
- Provide active oversight, due diligence and reporting of the plan's investments
ERISA 3(21) Services
With this option, your organization will make the final investment decisions and retain fiduciary responsibility. BB&T Institutional Investment Advisers, Inc., will:
- Offer investment recommendations regarding fund managers
- Assist in the Investment Policy Statement (IPS) design
- Recommend changes to your investment lineup
- Provide investment monitoring and reporting of the funds in plan
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Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC.
Only deposit products are FDIC insured.
Services and products featured herein may include some offered by affiliated companies of BB&T Retirement & Institutional Services. The fees for those services and products are in addition to the fees charged by BB&T Retirement & Institutional Services. As a result, BB&T Corporation, as a whole, receives more compensation than would otherwise be received if a non-affiliated service or product was used. When we offer any service or product to a client, we use the same process to offer both affiliated and non-affiliated services and products. When we have authority to select any service or product on behalf of a client, if our process shows affiliated services and products to be competitive with corresponding non-affiliated services and products, then we may select affiliated products and services. BB&T Retirement & Institutional Services expresses no opinion on the use of BB&T affiliated services and products when the client selects such services and products in a client directed account.
Investment solutions and advisory services are provided by BB&T Institutional Investment Advisers, Inc., a wholly owned subsidiary of Branch Banking and Trust Company.
Securities and advisory products or services are:
NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE • NOT GUARANTEED BY THE BANK
The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.