Investment Advisory Services

Manage plan investments with your employees' interests in mind

Get objective advice to help make the most of your investment strategy.

Get started with Investment Consultative Services - important (moves focus down)

Get guidance throughout the investment selection process

Retirement plan sponsors have a legal obligation to manage their plans with employees' best interest in mind. BB&T Institutional Investment Advisers, Inc., will help you monitor the plan's investments and manage your fiduciary risk.

We understand that our clients seek different levels of fiduciary support. That's why we structure our investment advisory services to meet your needs.

ERISA 3(38) Services

With this option, BB&T Institutional Investment Advisers, Inc. assumes fiduciary responsibility of the plan investments. We will:

  • Create a tailored Investment Policy Statement (IPS)
  • Select your plan's fund lineup
  • Make ongoing investment decisions in the plan
  • Provide active oversight, due diligence and reporting of the plan's investments

ERISA 3(21) Services

With this option, your organization will make the final investment decisions and retain fiduciary responsibility. BB&T Institutional Investment Advisers, Inc., will:

  • Offer investment recommendations regarding fund managers
  • Assist in the Investment Policy Statement (IPS) design
  • Recommend changes to your investment lineup
  • Provide investment monitoring and reporting of the funds in plan

A leader in retirement services

At BB&T, we're honored to have been recognized by PLANSPONSOR magazine with multiple awards for providing "best-in-class" retirement solutions. Our expertise allows us to help our clients manage their plans, meet their goals and stay current on emerging trends.

Ready to get started?

Online

Leave us your contact info, and we'll call or email you.

By phone

Call a Retirement Specialist at 800-866-2288.

For existing retirement accounts, call 800-228-8076.

Related services

Retirement solutions

From 401(k) accounts to IRAs, we have comprehensive retirement solutions for your employees.

BB&T@Work

Help reduce financial stress among your employees with easy-to-follow online tutorials and a benefit-rich banking package.

Flexible benefit plans

Offer enhanced medical and dependent care benefits to your employees while saving on operational costs.

Employer services

Choose from flexible benefit plans, retirement solutions and payroll options for your company and your employees.

Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC.

Only deposit products are FDIC insured.

Services and products featured herein may include some offered by affiliated companies of BB&T Retirement & Institutional Services. The fees for those services and products are in addition to the fees charged by BB&T Retirement & Institutional Services. As a result, BB&T Corporation, as a whole, receives more compensation than would otherwise be received if a non-affiliated service or product was used. When we offer any service or product to a client, we use the same process to offer both affiliated and non-affiliated services and products. When we have authority to select any service or product on behalf of a client, if our process shows affiliated services and products to be competitive with corresponding non-affiliated services and products, then we may select affiliated products and services. BB&T Retirement & Institutional Services expresses no opinion on the use of BB&T affiliated services and products when the client selects such services and products in a client directed account.

Investment solutions and advisory services are provided by BB&T Institutional Investment Advisers, Inc., a wholly owned subsidiary of Branch Banking and Trust Company. Securities and advisory products or services are:
NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE • NOT GUARANTEED BY THE BANK

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.