Business Solutions for Agribusiness

Advance your business with smart solutions tailored for your needs

Financial advice from industry experts

We understand the challenges of running a successful agribusiness. Whether it's managing volatile costs, improving operational efficiency or focusing on high-margin production to grow your business, we have the tools and insights to keep your business on track.

Our roots date back to 1872, to a small farming town in eastern North Carolina, and we've worked with countless clients from the growth stage through ownership transition. This experience and our Financial Insights process help us provide solutions that will help you manage cash flow, grow your business and give you peace of mind from knowing you've cared for your business, employees and family.

Offers for your business

  • Commercial Suite Checking account, including Treasury Services to manage your cash flow at an affordable, easy-to-understand monthly price
  • Owner-occupied commercial real estate loans up to 85% loan-to-value, terms up to 15 years, amortization up to 25 years
  • Business High Performance Money Market account with competitive rates

Ready to work with a banker who understands your business?

Simplified solutions tailored for food production and agribusiness


  • Business checking
  • Business savings
  • Online banking


  • Seasonal line of credit
  • Crop and animal production
  • Real estate and land
  • Equipment and machinery

Risk management

  • Fraud protection
  • Crop insurance
  • Property and liability insurance
  • Workers' compensation


  • Electronic payments
  • Business credit card

Employee benefits

  • Financial wellness
  • Retirement benefits


  • Business transition
  • Personal financial planning
  • Leadership development

Expect a next-level partnership with BB&T

Starting with our first conversation, you might be surprised at how much we already know about your business. As we take a deeper dive, you'll find that we ask the right questions and—most importantly—we know how to listen.

Next, we'll set you up for long-term success with BB&T Financial Insights—our proven, three-step process that we customize for your business. Here's how it works:

Step 1: Review

We complete a comprehensive assessment of the way your business is operating today, including:

  • Industry comparisons
  • Financial strengths
  • Financial risks
  • Financial relationship overview

Step 2: Plan

Armed with the information gathered in Step 1, we'll create a plan for you that considers your unique:

  • Company strengths
  • Company weaknesses
  • Leadership challenges
  • Short-term goals
  • Long-term goals
  • Exit strategy
  • Contingency plan

Step 3: Execute

We'll take our relationship a step further by working with you to execute your plans, including:

  • Recommendations
  • Solutions
  • Roadmap
  • Value creation

Gain an edge with BB&T Financial Insights

Every day comes with new decisions to make. When you're focused on success, having a trusted financial expert can help you do just that. That's why BB&T offers financial insights-- a roadmap for your financial future. Our experts are here to set you up for long-term success.

We start with a review of where you are today and assess how your business compares to others in your industry. From there, we'll work with you to create a uniquely tailored plan that fits your needs. And we'll also be there to help you see it through.

Prepare for the road ahead with the BB&T expert by your side. Whether you want to protect, manage, or grow your business, we'll help you focus on what matters most.

Through a collaborative process, we'll review the state of your business and provide solutions that help you plan and execute for the future.

Use our knowledge to your advantage

Take advantage of our financial knowledge and expertise to build your strategy for success now and in the future.

Ready to get started?

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Expect a next-level partnership for your business's financial needs with BB&T.

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Treasury Management

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Promotional offers are subject to change at any time and without prior notice.

Loans, lines of credit and credit cards are subject to credit approval.

Insurance products and services offered through McGriff Insurance Services, Inc., a subsidiary of BB&T Insurance Holdings, Inc., are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value.

These products are available in AL, DC, FL, GA, IN, KY, NJ, MD, NC, OH, PA, SC, TN, TX, VA and WV.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.