Business Insurance

Be prepared to manage the risks of owning a business

No matter what business you're in, we can provide the protection you need when you need it.

Get insurance coverage for every aspect of your business

BB&T insurance products and services are provided by McGriff Insurance Services, Inc., a subsidiary of BB&T Insurance Holdings, Inc., the fifth largest insurance broker in the nation and the world. As a McGriff client, you'll benefit from our consultative style that informs the products and services we'll recommend to best align with your needs.

Bonding and Surety Services

Maximize your surety credit and simplify the bonding process

  • Get underwriting for a broad spectrum of risks in the surety marketplace
  • Benefit from our state-of-the-art software and vast network of brokers
  • Leverage our industry knowledge to help you assess risk and take advantage of bonding opportunities

Workers' Compensation

Implement a plan that protects your business and employees

  • Get coverage tailored to the nature of your business
  • Benefit from comprehensive risk assessment services
  • Choose from various coverage options depending on your risk, budget and desired coverage

Commercial Property

Protect your business property and its physical assets from damage or loss

  • Safeguard your business property and its contents from loss, theft or damage 
  • Shield yourself from business interruption, loss of income or loss of the use of your property

Commercial Liability

Protect your business from liability risk in the case of accident or injury

  • Get guidance on the amount and type of liability insurance you need
  • Purchase standalone coverage or make it part of your business owner's policy
  • Take preventive steps to lower the potential cost of claims

Commercial Auto

Get the vehicle insurance coverage you need, all from one source

  • Get customized, safety-focused insurance coverage
  • Choose from a broad range of affordable coverage for public and business auto and trucking
  • Enjoy hassle-free claim service 24 hours a day, 7 days a week

Business Succession Planning

Preserve the successful operation of your business by preparing for changes in personnel or ownership

  • Purchase life insurance for key employee(s)
  • Implement a buy-sell agreement to govern the sale of a business if a co-owner dies or leaves the business

Alternative Risk Transfer

Receive focused alternative risk transfer expertise, consulting and program management

  • Identify the most suitable Captive structure to benefit your business
  • Receive guidance in setting up Captives and vendor selection


Protect your bottom line against international risks

  • Identify and manage risks as you navigate foreign customs and practices
  • Receive guidance on international brokerage and underwriting


Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

Learn more about our approach to commercial banking - important

Ready to get started?

By email

Contact us with questions or comments.

In person

Talk with a McGriff agent.

Use our knowledge to your advantage

Leverage our financial knowledge and expertise to build your strategy for success and ensure a competitive edge for the future.

Learn from our Intellectual Capital - important

Insurance products and services are offered by McGriff Insurance Services, Inc.; Crump Life Insurance Services, Inc.; DBA BB&T Life Insurance Services; and BB&T Insurance Services of California, Inc., wholly owned subsidiaries of BB&T Insurance Holdings, Inc.

McGriff Insurance Services, Inc. CA License #0C64544. BB&T Insurance Services of California, Inc. CA License #0619252.

Investments and insurance products and services are:

  • Not a deposit
  • Not FDIC-insured
  • Not guaranteed by the bank
  • Not insured by any state or federal government agency
  • May go down in value

Branch Banking and Trust Company, Member FDIC.