Commercial Lending

Forge ahead with access to working capital

Finance equipment, facilities, real estate, business acquisitions and much more.

Flexible lending options for businesses and institutions

Whether you have immediate needs or are looking to capitalize on expansion opportunities, BB&T has the industry knowledge and expertise to offer financing that works to your advantage.

Commercial term loans

  • All loans are serviced by commercial lenders who work with you to understand your business needs
  • Repayment can be structured according to your cash flow
  • Loan terms can be set to correspond with the life of the asset
  • Flexible collateral options are available

Working capital solutions

  • Finance working capital needs for growth and expansion
  • Purchase raw materials or finished goods
  • Cover work-in-process costs or finance-extended payment terms to your buyers overseas

Commercial real estate financing

  • Flexible lending options to meet your specific property needs
  • Loans, lines of credit and additional options for business development
  • Wide range of residential building financing available

Equipment financing

  • Full range of financing options, including capital leases, loans, equipment finance agreements, terminal rental-adjustment clause leases, and operating and fair-market-value leases
  • Financing specialists well-versed in both the tax and accounting treatments of larger transactions
  • Financing available for a wide range of items, including industrial, office and transportation equipment

Health care practice solutions

  • Purchase or refinance real estate
  • Purchase equipment
  • Acquire or buy into a practice
  • Increase working capital
  • Make leasehold improvements and renovations
  • Refinance to consolidate existing debt

Agribusiness lending

  • Loans can be structured on a revolving, seasonal or term basis
  • Repayment can be structured to work with your cash flow
  • Customized loans and solutions are available to meet your individual needs

Export financing

  • Secure financing to facilitate single or multiple export transactions
  • Get protection against nonpayment by foreign buyers
  • Offer competitive credit terms to foreign buyers with little risk
  • Expand your borrowing capacity by using foreign receivables as collateral
  • Take advantage of cost-effective financing options designed specifically for your business

Governmental financing

  • Municipalities and counties
  • Hospitals
  • Water and sewer authorities
  • Public colleges and universities

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

Ready to get started?

In person

Locate a branch.

Online

Request a callback or an email reply.

By phone

Got questions?

800-BANK-BBT

800-226-5228

Use our knowledge to your advantage

Leverage our financial knowledge and expertise to build your strategy for success and ensure a competitive edge for the future.

Related services

Banking

Choose a checking account, money market account, CD or credit card that's right for your commercial business.

Lending

Choose from comprehensive financial services to meet your company's needs.

Treasury Management

Optimize your company's liquidity, make sound investments for the future and reduce your financial risks with an array of treasury management options.

Loans, lines of credit and credit cards are subject to credit approval.

BB&T Equipment Finance is a wholly owned subsidiary of Branch Banking and Trust Company.

Branch Banking and Trust Company, Member FDIC.