Commercial Lending

Forge ahead with access to working capital

Finance equipment, facilities, real estate, business acquisitions and much more.

Flexible lending options for businesses and institutions

Whether you have immediate needs or are looking to capitalize on expansion opportunities, BB&T has the industry knowledge and expertise to offer financing that works to your advantage.

Commercial term loans

  • All loans are serviced by commercial lenders who work with you to understand your business needs
  • Repayment can be structured according to your cash flow
  • Loan terms can be set to correspond with the life of the asset
  • Flexible collateral options are available

Working capital solutions

  • Finance working capital needs for growth and expansion
  • Purchase raw materials or finished goods
  • Cover work-in-process costs or finance-extended payment terms to your buyers overseas

Commercial real estate financing

  • Flexible lending options to meet your specific property needs
  • Loans, lines of credit and additional options for business development
  • Wide range of residential building financing available

Equipment financing

  • Full range of financing options, including capital leases, loans, equipment finance agreements, terminal rental-adjustment clause leases, and operating and fair-market-value leases
  • Financing specialists well-versed in both the tax and accounting treatments of larger transactions
  • Financing available for a wide range of items, including industrial, office and transportation equipment

Health care practice solutions

  • Purchase or refinance real estate
  • Purchase equipment
  • Acquire or buy into a practice
  • Increase working capital
  • Make leasehold improvements and renovations
  • Refinance to consolidate existing debt


Agribusiness lending

  • Loans can be structured on a revolving, seasonal or term basis
  • Repayment can be structured to work with your cash flow
  • Customized loans and solutions are available to meet your individual needs

Export financing

  • Secure financing to facilitate single or multiple export transactions
  • Get protection against nonpayment by foreign buyers
  • Offer competitive credit terms to foreign buyers with little risk
  • Expand your borrowing capacity by using foreign receivables as collateral
  • Take advantage of cost-effective financing options designed specifically for your business

Governmental financing

  • Municipalities and counties
  • Hospitals
  • Water and sewer authorities
  • Public colleges and universities

Industry solutions

  • Accounting firms 
  • Architectural and engineering firms
  • Agribusiness
  • Dental
  • Health care
  • Law firms
  • Manufacturing
  • Pharmacy
  • Transportation and logistics
  • Veterinary
  • Wholesale distributor

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

Ready to get started?

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Use our knowledge to your advantage

Take advantage of our financial knowledge and expertise to build your strategy for success now and in the future.

Related services


Choose a checking account, money market account, CD or credit card that's right for your commercial business.


Choose from comprehensive financial services to meet your company's needs.

Treasury Management

Make the most of your company's liquidity, make sound investments for the future and reduce your financial risks. Our treasury management options can help.

Loans, lines of credit and credit cards are subject to credit approval.

BB&T Equipment Finance is a wholly owned subsidiary of Branch Banking and Trust Company.

Branch Banking and Trust Company, Member FDIC.

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or

BB&T Complete Client Protection

about Truist Bank