Working Capital Solutions

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Expand your business with flexible lines of credit

We have the expertise to analyze your situation and structure a custom solution for you.


A working capital line of credit is a flexible credit line secured by your accounts receivable and/or inventory. It can be used to help your company:

  • Finance working capital needs for growth and expansion
  • Purchase raw materials or finished goods
  • Cover work-in-process costs or finance extended payment terms to your buyers overseas


Working capital lines of credit can help your business:

  • Meet seasonal cash needs
  • Improve receivables financing
  • Improve inventory financing
  • Meet short-term cash flow needs

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Loans, lines of credit and credit cards are subject to credit approval.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.