Dealer Financial Services

Work with a lender who understands your business

With more than 40 years of experience, we offer the scope of a nationwide network and the personal service of local lenders.

Choose from a full range of quality financing options

Our lending decisions are made locally, quickly and by lenders who know you and your operation. You can count on us to help you put more clients into the vehicle or boat of their dreams.

Dealer finance

  • Prime and near-prime auto lending
  • No look-to-book minimums
  • Superior funding times, frequently same-day funding

Dealer commercial services

  • Floor plan financing
  • Mortgage and capital loans
  • Acquisition financing

Recreational lending

  • Nationwide dealer presence
  • No look-to-book minimums
  • Superior funding times
  • Prime recreational lending
  • Knowledgeable service

Portfolio acquisition services

  • The most active purchaser of auto portfolios in the United States
  • Quick portfolio analysis and pricing turnaround
  • Strong, reliable funding source

Regional Acceptance Corporation

  • Consistently ranked as one of the top auto finance companies in the United States
  • Specializing in indirect sub-prime and near-prime automotive financing
  • Conducting business with nearly 12,000 dealers nationwide, offering local decision making, flexibility and quick funding

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

Ready to get started?

By email

Contact us with questions or to request assistance.

In person

Contact your local Dealer Finance Lending Center.

By phone

Dealers: Call us for loan payoff information.


Use our knowledge to your advantage

Take advantage of our financial knowledge and expertise to build your strategy for success now and in the future.

Related services


Choose a checking account, money market account, CD or credit card that's right for your commercial business.

Commercial Lending

Allocate your resources more efficiently, create cost savings and focus on growth with our wide range of services and industry expertise.

Credit Cards

Enjoy a BB&T business credit card with competitive rates and flexible cash back options.

Loans, lines of credit and credit cards are subject to credit approval.

Branch Banking and Trust Company, Member FDIC.

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or

BB&T Complete Client Protection

about Truist Bank