Dealer Financial Services

Work with a lender who understands your business

With more than 40 years of experience, we offer the scope of a nationwide network and the personal service of local lenders.

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Choose from a full range of quality financing options

Our lending decisions are made locally, quickly and by lenders who know you and your operation. You can count on us to help you put more clients into the vehicle or boat of their dreams.

Dealer finance

The edge you need to succeed in a competitive market

  • Prime and near-prime auto lending
  • No look-to-book minimums
  • Superior funding times, frequently same-day funding

Dealer commercial services

Strength and stability you can bank on for all your financing needs

  • Floor plan financing
  • Mortgage and capital loans
  • Acquisition financing

Recreational lending

Flexible payment options for RV and watercraft loans

  • Nationwide dealer presence
  • No look-to-book minimums
  • Superior funding times
  • Prime recreational lending
  • Knowledgeable service

Portfolio acquisition services

More opportunities to increase capital and decrease risk

  • The most active purchaser of auto portfolios in the United States
  • Quick portfolio analysis and pricing turnaround
  • Strong, reliable funding source

Regional Acceptance Corporation

An affiliate of BB&T offering nationwide indirect lending programs

  • Consistently ranked as one of the top auto finance companies in the United States
  • Specializing in indirect sub-prime and near-prime automotive financing
  • Conducting business with nearly 12,000 dealers nationwide, offering local decision making, flexibility and quick funding

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

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Ready to get started?

By email

Contact us with questions or to request assistance.

In person

Contact your local Dealer Finance Lending Center.

By phone

Dealers: Call us for loan payoff information.


Use our knowledge to your advantage

Leverage our financial knowledge and expertise to build your strategy for success and ensure a competitive edge for the future.

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Related services

Commercial banking

Choose a checking account, money market account, CD or credit card that's right for your commercial business.

Commercial lending

Allocate your resources more efficiently, create cost savings and focus on growth with our wide range of services and industry expertise.

Commercial credit cards

Enjoy a BB&T business credit card with competitive rates and flexible cash back options.

Loans, lines of credit and credit cards are subject to credit approval.

Branch Banking and Trust Company, Member FDIC.