Mortgage Warehouse Lending Team

The quality of a warehouse lender matters more than ever. BB&T Mortgage Warehouse Lending continues to build on a strong platform of personal service, industry expertise and a history of financial stability.

We understand your business—our program was created by mortgage lenders, for mortgage lenders. Trust us to provide the options, products, expert advice and superior client service to make the funding process flow smoothly.

Start simply by contacting a lending relationship manager who serves your area.

Stephen Kleindienst

Serving DE, DC, MD, NJ, PA, MN, ND, SD, WI, Eastern TN, IL, IN, OH, MI
Office: 301-424-7484
Mobile: 301-520-6248

Mr. Kleindienst joined BB&T Mortgage Warehouse Lending as a senior vice president in 2008. His primary responsibilities include business development and client management. Mr. Kleindienst has more than 29 years of experience providing financial solutions. His previous experience includes 11 years with GMAC-RFC Warehouse Lending where he managed a portfolio of approximately $2.7 billion.

Mr. Kleindienst graduated from Mount Saint Mary's College with a bachelor's degree in business and finance.

Samuel Bryan

Serving KY, VA, WV, IA, KS, MO, NE, AZ, CO, NV, NM, OK, TX
Office: 434-422-9613
Mobile: 703-298-3826

Mr. Bryan is a senior vice president with BB&T Mortgage Warehouse Lending and has more than 23 years of experience in residential mortgage warehouse lending including relationship management and credit risk analysis. Mr. Bryan joined BB&T in 2009 after holding mortgage warehouse lending positions with Countrywide, Residential Funding Corporation, Wells Fargo and Prudential. Prior to warehouse lending, Mr. Bryan held accounting and auditor positions with Clark Enterprises in Bethesda, MD, and Coopers & Lybrand in Washington, DC, as a CPA.

Mr. Bryan holds an MBA from the University of Maryland and a bachelor's degree in business administration from the College of William & Mary in Virginia.

Chad Cain

Serving AL, GA, FL, SC, CT, ME, MA, VT, NH, NY, RI, AR, LA, MS, NC, Western TN
Office: 407-835-6681
Mobile: 407-718-3602

Mr. Cain has more than 15 years of experience with BB&T Mortgage Warehouse Lending. Throughout his time with BB&T, he has held both portfolio manager and relationship manager roles. He actively manages a number of clients including one relationship in which BB&T is the lead bank on a syndicated facility. For the last 5 years, he has led the division's Lighthouse Project for community service.

Mr. Cain has a bachelor's degree in business administration from the University of Florida.

Michele Perrin

Serving CA, ID, MT, OR, WA, WY
Office: 714-669-0627
Mobile: 714-925-3158

Ms. Perrin joined BB&T Mortgage Warehouse Lending in 2015 as senior vice president and relationship manager. Prior to BB&T, she was a consultant with Perrin & Associates helping mortgage companies find warehouse lines and raise additional capital. She provided expert witness and due diligence services for warehouse lenders and private equity companies, and re-engineered warehouse lending platforms. For 11 years, Ms. Perrin was the top salesperson at Chase Bank. She was chief financial officer at Imperial Credit Industries (now Impac Mortgage Holdings), taking that company public and creating the REIT structure it now employs.

She is a CPA and Master CMB, and has a bachelor's degree in accounting and finance from California State University, Long Beach.

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BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or

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