Liquidity Management

Make accessing your money and managing your accounts easier

Solutions for every business environment

Whether you need short-term financing or options that put account surpluses to work for you, we can identify products and integrate them seamlessly into your business.

Zero Balance Accounts

A Zero Balance Account from BB&T will maximize your company's use of funds and increase your account control. It simplifies banking procedures, eliminates the need to track balance levels and funding requirements, maximizes available investment funds and minimizes costly overdraft risk.

Cash Concentration

BB&T Cash Concentration services provide an efficient method of consolidating deposits made by your company's multiple locations, eliminating wire transfer expense. This allows your company to accumulate its cash resources into one combined pool and minimize excess balances throughout your banking relationships.

Credit Line Sweep

BB&T Credit Line Sweep automatically funds your company's checking account and covers shortfalls with funds drawn from the company's line of credit.

Smart Sweep

BB&T Smart Sweep links your BB&T business checking account to a Smart Sweep account and automatically sweeps any excess funds over your chosen balance to earn interest overnight.

Your business has our full attention

When you're ready to take your business to the next level, we'll be ready to offer a customized strategic plan to meet your needs.

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Ready to get started?

By email

Have a Treasury Management representative contact you.

In person

Locate a branch.

By phone

Got questions?

800-774-8179

Use our knowledge to your advantage

Leverage our financial knowledge and expertise to build your strategy for success and ensure a competitive edge for the future.

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Related services

Payables

Maximize the strengths of your company with solutions and suggestions to improve your financial operations.

Receivables

Choose a payment processing option that suits your company today and as it grows.

Commercial banking

Choose a checking account, money market account, CD or credit card that's right for your commercial business.

Treasury management

Optimize your company's liquidity, make sound investments for the future and reduce your financial risks with an array of treasury management options.

Loans, lines, credit cards and investment accounts are subject to credit approval.

Branch Banking and Trust Company, Member FDIC.