1. Enroll in direct deposit
It eliminates trips to the bank and the risk of your checks being misplaced, stolen or lost in the mail.
2. Sign up for overdraft protection
By linking your checking account to a line of credit, savings account or credit card, you avoid the cost, hassle and embarrassment of a bounced check.
3. Set up automatic, recurring transfers
Establish a savings plan by automatically moving money from your checking to your savings account. Over time, regular, automatic transfers to a savings account add up.
4. Use online bill payment
It's free and takes just minutes. Plus, it's safer and more convenient than sending paper checks.
5. Consolidate your financial relationships
Working with one financial institution that's capable of meeting all your financial needs is much easier than dealing with many.
6. Consider personal financial management software
Programs such as Quicken® or QuickBooks® make handling your finances easier and quicker.
7. Build a rainy-day fund
Be ready for unexpected expenses, or have extra funds available for a special vacation. Many financial experts recommend having 4 to 6 months of income saved.
8. Review your investments
Make sure your asset allocation matches your time horizon and risk tolerance.
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The information provided is not intended to be legal, tax, or financial advice. BB&T hopes you find this information useful but we cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided to assist you in estimating the approximate costs associated with any bank activity. Your actual costs may vary. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.
Branch Banking and Trust Company, Member FDIC.
New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.
Branch Banking and Trust Company is now Truist Bank. Learn more.
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.