Education Center
No matter your stage of life, education is key to financial success
Choose a topic that interests you and grow your knowledge.
Deciding your saving strategy
![]()
Financial planning 101
Learn the basics of establishing a financial plan that you can start today.![]()
The importance of a budget
Learn how to create a sensible budget that fits your needs.![]()
Establishing good financial habits
By adopting smart money management practices, you'll be on your way to a sound financial future.![]()
Eight steps to simplify your finances
Learn eight easy ways make managing your finances less stressful.![]()
Building a savings nest egg
A financial cushion can provide future peace of mind.![]()
How often should I do a financial check-up?
Know how often you should review your finances to make sure you're on track to reach your goals.
Preparing for life events
![]()
Which college savings plan is best for me?
Understand the pros and cons for a variety of college savings programs.![]()
Home equity loan, line of credit or refinance?
Choose your best option to unlock the power of your home's equity to pay for major expenses.![]()
Adding value to your home
Home equity loans and lines of credit help homeowners finance renovations and home improvements.![]()
Insuring your improvements
Make sure you have the right amount of protection for home upgrades and renovations.
Managing your accounts
![]()
Understanding your overdraft options
Learn how to manage your accounts with overdraft protection and overdraft review.
Understanding the basics
![]()
How do I build credit?
Establishing credit is the first step toward future life purchases such as a house or car.![]()
Build a solid credit history
With a solid credit history, you can get credit when you need it and borrow at the lowest possible rates.![]()
Tips for first-time credit card users
Getting your first credit card? Now's the perfect time to educate yourself in the best ways to use your card.![]()
Getting and using your first credit card
If you're looking for your first credit card, here are some guidelines to help you pick one with some additional ideas on how to use it wisely.![]()
What should I know before borrowing money?
When you know what lenders are looking for and how to improve your ability to borrow, you can make the best financial choice for your situation.
Building a foundation
![]()
Developing and using a wise borrowing strategy
Learn the basics of how proper borrowing can lead to a healthy financial life.![]()
Getting out of debt
The road to a debt-free future begins with a solid plan.
Quick tips for smarter financial choices
What mistakes am I making with my money?
Make sure you're avoiding these pitfalls to create better financial habits.
Should I pay my debts or save for retirement?
By weighing the benefits of each with your personal situation, you can make smart decisions with your money.
Still exploring?
What will it take to save for a vehicle or a home?
Find out how much you'll need to put away in order to reach your financial goal.
What will it take to become a millionaire?
Learn how much to invest each month to reach $1 million.
What can U do for me?
See how U by BB&T can make managing your money easy and convenient.
So what exactly is U? Here’s the two-minute version.
U is based on the idea that everyone’s finances are unique and that managing your money should be simple. Let’s take a look inside.
First of all, you can still do all the basics. It’s very easy to see your balances, transfer money, pay bills, and deposit checks.
But now we’ve separated all of the features into tiles, like you see here. And here’s the cool part: You can create and customize your own financial dashboard based on what’s important to you.
So, what if you’re all about rewards? Move your credit card rewards to the top of your dashboard so it’s the first thing you see when you log in. Or maybe you want to move your categorized spending from here to here.
Even colors are your choice. Make U your own with a variety of new color themes.
Or say you don’t want any of this. Say you want the cleanest dashboard possible. Well, you can skip the fancy tiles and have that, too.
But that’s not all. There are a lot of new features, too.
For example, now you can see all of your accounts, not just with BB&T.
Paying your friends is way easier than it used to be, too. You can pay anyone directly with just their email address or mobile phone number.
You get a real banker that you can connect with, or schedule appointments on your time.
With Quick View Balance, you can see balances without logging in.
You can set your own customized budget with our Plan and Analyze tools, and we’ll track your progress as you go.
This is the new receipt tile. It helps you capture and store your receipts, even attach them to your transactions. No more paper needed.
What you see today is only the beginning. We’ll continue to add new features that help make your life a little easier and help you make better financial decisions.
Then we want to hear about them from you. You can tell us if you like them, or if they need more work, and what we should build next. Because at the end of the day, it’s your bank, it’s your money, and it’s all about you, and that’s what U is all about. Log on or enroll today.
