U by BB&T: Plan and Analyze Overview

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Learn how our personal financial management tool helps you take control of your finances—all with one simple login.

[MUSIC PLAYING] Do you want to take control of your full financial life? Then let's talk about how Plan and Analyze can put you on the road to success. If you haven't enrolled in Plan and Analyze, you'll need to do that first.

Then you'll need to link your outside accounts so you can see a holistic view of your entire financial picture. You can link other bank accounts, investments, loans, credit cards, and even rewards accounts. This will help you manage your money better.

The second step is to categorize your transactions. Now that you can see all your accounts, this tool lets you review your transactions and places them into categories like groceries or gas or home improvement. The tool automatically assigns a category based on that specific merchant, but you also have the flexibility to change the category if you want.

Step three is spending analysis. This tool helps answer an important question. Where is your money going? Once you have an answer, you'll know if you're on track and can move to step four, setting a budget.

By setting a monthly budget with specific categories, you'll take control of how much and where you spend your money, and the budget tools syncs with all your accounts so it tells you how you're doing in real time.

The fifth step is to set goals. Most people really want to save money, but they don't. The goal tool helps you save for specific things and tracks your progress as you go. The easy-to-read bar helps you gauge how you're doing in real time. You put in what you want to save for, like an emergency savings account, a car, a vacation, or a college fund, and the tool will tell you how to do it.

Once your budget and goals are set, you can further analyze your financial situation with tools such as cash flow, net worth, and portfolio. Be sure to check those out so you can take full control of your financial life. Because at BB&T, all we see is you.

The information provided is not intended to be legal, tax, or financial advice. BB&T hopes you find this information useful but we cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided to assist you in estimating the approximate costs associated with any bank activity. Your actual costs may vary. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

Branch Banking and Trust Company, Member FDIC.

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.

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