What Are the Benefits of a BB&T MoneyAccount?

Learn about the benefits of a BB&T MoneyAccount

See how easy it is to manage your money wisely with a BB&T prepaid debit card.

[MUSIC PLAYING] Managing money wisely is something we can all use some help with. And BB&T has found a way to make it easier, a lot easier. Open a BB&T money account, and you'll have access to a prepaid transaction account that comes with a Visa debit card, but only lets you spend the money you have. 

No late fees. No risk of overdrafts. No way to get in over your head. And it will never damage your credit. You're always in control. And you can still take advantage of all the benefits and services you'd expect from a BB&T account. You can even share an account with your spouse, child, relative, or friend. 

It's easy to get started with a BB&T money account. There's no minimum credit score required. You don't need to have a separate bank account. And there's no minimum balance to keep. 

Simply deposit money in the account and then use it when you need it, without ever worrying about things like interest rates and monthly balances. You pay a low $5.00 monthly fee or $3.00 if you load at least $1,000 on your card in any given month. Other fees may apply based on usage. 

We've made it easy to load funds, too, with free direct deposit available for payroll checks, tax refunds, even government benefits. And you can load funds any time at any of our 1,800 plus BB&T financial centers or at more than 50,000 other locations using Visa's Ready Link Network. And of course, you can transfer funds directly from your other BB&T accounts. 

Accessing your account is even easier, because your money account visa card can be used just like a Visa debit card at stores, online, over the phone, for almost anything at millions of locations worldwide. You can even use it to pay bills. Plus withdraw cash for free at any BB&T ATM or financial center. Or get cash back at many merchant locations when you make a purchase. 

You can also view account information whenever you want-- online, on your mobile device, or in person. And you can breathe easier knowing your money's safe because you'll enjoy 100% fraud protection, thanks to Visa Zero Liability, and BB&T Complete Client Protection. 

Bottom line, a BB&T money account is an easy way to control spending and simplify the way you manage your money. To learn more, visit BBT.com/MoneyAccount.

The information provided is not intended to be legal, tax, or financial advice. BB&T hopes you find this information useful but we cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided to assist you in estimating the approximate costs associated with any bank activity. Your actual costs may vary. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

Branch Banking and Trust Company, Member FDIC.

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.

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