Holiday and ACH Processing Schedule
2021 holidays
Our offices and branches will be closed in observance of the following federal holidays.
| Holiday | BB&T | Federal Reserve |
|---|---|---|
Friday, January 1 | Closed | Closed |
Monday, January 18 | Closed | Closed |
Monday, February 15 | Closed | Closed |
Monday, May 31 | Closed | Closed |
Monday, July 5 | Closed | Closed |
Monday, September 6 | Closed | Closed |
Monday, October 11 | Closed | Closed |
Thursday, November 11 | Closed | Closed |
Thursday, November 25 | Closed | Closed |
Saturday, December 25, 2021 | Closed | Closed |
ACH processing deadlines
The following are final cutoff times for each ACH (Automated Clearing House) product.
| Final cutoffs | ACH product |
|---|---|
| 11 am ET | CashManager OnLine® and Digital Treasury Same Day ACH |
| 8 pm ET | CashManager OnLine and Digital Treasury Traditional Next Day ACH |
| Noon ET | Data Transmissions Same Day ACH |
| 8 pm ET | Data Transmissions Traditional Next Day ACH |
As a reminder, debit files must be delivered to BB&T no later than 1 business day prior to the effective date. Credit files are recommended to be delivered 2 business days prior to the effective date.
Please call BB&T Treasury Management Client Support at 800-774-8179 if you have questions about the BB&T ACH Processing Schedule.
Branch Banking and Trust Company, Member FDIC.
New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.
Branch Banking and Trust Company is now Truist Bank. Learn more.
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.