Holiday and ACH Processing Schedule
2019 holidays
Our offices and branches will be closed in observance of the following federal holidays.
| Holiday | BB&T | Federal Reserve |
|---|---|---|
Tuesday, January 1 | Closed | Closed |
Monday, January 21 | Closed | Closed |
Monday, February 18 | Closed | Closed |
Monday, May 27 | Closed | Closed |
Thursday, July 4 | Closed | Closed |
Monday, September 2 | Closed | Closed |
Monday, October 14 | Closed | Closed |
Monday, November 11 | Closed | Closed |
Thursday, November 28 | Closed | Closed |
Wednesday, December 25 | Closed | Closed |
ACH processing deadlines
The following are final cutoff times for each ACH (Automated Clearing House) product.
| Final cutoffs | ACH product |
|---|---|
| 11 am ET | CashManager OnLine® Same Day ACH |
| 8 pm ET | CashManager OnLine Traditional Next Day ACH |
| Noon ET | Data Transmissions Same Day ACH |
| 8 pm ET | Data Transmissions Traditional Next Day ACH |
As a reminder, debit files must be delivered to BB&T no later than 1 business day prior to the effective date. Credit files are recommended to be delivered 2 business days prior to the effective date.
Please call BB&T Treasury Management Client Support at 800-774-8179 if you have questions about the BB&T ACH Processing Schedule.
Branch Banking and Trust Company, Member FDIC.