First-Time Home Buyer

Your Steps to Buying a Home

Review These Helpful Articles

At BB&T, we help first-time buyers like you navigate this process every day. We're here to answer your questions and offer support.

As you explore the resources on this page, feel free to start your mortgage process or contact us at any time.

Know Your Purchasing Power

Getting prequalified lets you know how much home you can afford.

With your prequalification letter, you'll be able to start making offers and negotiating with sellers.

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1Loan Assumptions for Trending Rates
Determining rates is a complex process. Because we do not have all of your financial information, the rate and payment results displayed may not reflect your actual situation. Rates and programs are subject to change without notice at any time.

BB&T offers a wide variety of loan options, and you may still be eligible for a loan even if your situation does not match our assumptions. Rates vary according to market conditions and financial profiles.

These example rates are based on the most current APR and: Loan Amount $200,000; Credit Score over 720; Primary Home; Single Family Dwelling; with a 20% down payment or 20% equity in the property.

The proposed monthly payment and rate does not include estimated tax payments or monthly premium payments for flood insurance or homeowners insurance. These amounts will be determined at a later date.

Estimate Your Rates

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