Homebuyer Education

Learn about the mortgage process to qualify for low down payment options

An online course that can save you money

With BB&T HOME Now, CHIP and other low down payment options, you'll need to complete this homebuyer education course.

Follow these steps:

  1. Complete the online tutorial, CreditSmart® Steps to Homeownership, provided by Freddie Mac.
  2. Print the certificate that you'll find at the end of the training. 
  3. Give your certificate to your BB&T mortgage loan professional.

Learn morewith your homebuyer education course from Freddie Mac (opens in a new tab)

Additional resources

You can also find a 12-module CreditSmart financial education online curriculum(opens in a new tab) in both English and Spanish on the My Home by Freddie Mac® website(opens in a new tab). My Home is a one-stop resource to help you understand the housing process and includes free resources such as calculators, educational publications in English and Spanish, information about Freddie Mac's Borrower Help Centers and national Network, videos, and much more.

This educational content is provided by Freddie Mac CreditSmart: A Guide to Better Credit, Money Management and Responsible Home Ownership.

Loans, lines of credit and credit cards are subject to credit approval.

All BB&T mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Truist Bank, Member FDIC and an Equal Housing Lender. 

New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca.

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.

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