Home Buyer Education

Learn about the mortgage process to qualify for low down payment options

An online course that can save you money

With BB&T HOME Now, CHIP and other low down payment options, you'll need to complete this home buyer education course.

Follow these steps:

  1. Complete the online tutorial, CreditSmart® Steps to Homeownership, provided by Freddie Mac.
  2. Print the certificate that you'll find at the end of the training.
  3. Give your certificate to your BB&T mortgage loan professional.

Start now and complete the CreditSmart course from Freddie Mac - most important (opens in a new tab)

Additional resources

You can also find a 12-module CreditSmart financial education online curriculum (opens in a new tab) in both English and Spanish on the My Home by Freddie Mac® website (opens in a new tab). My Home is a one-stop resource to help you understand the housing process and includes free resources such as calculators, educational publications in English and Spanish, information about Freddie Mac's Borrower Help Centers and national Network, videos, and much more.

This educational content is provided by Freddie Mac CreditSmart: A Guide to Better Credit, Money Management and Responsible Home Ownership.

CreditSmart logo

Loans, lines of credit and credit cards are subject to credit approval.

All BB&T mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon