Mortgage Loan Options

Whether you're a first-time homebuyer or a long-time homeowner, BB&T has mortgage loan options to meet your needs. We'll partner with you to ensure your buying or refinancing experience is a success.

Fixed-Rate Mortgage

Conventional fixed-rate mortgages offer homebuyers a consistent interest rate and predictable payments over the life of their loans. If you prefer to budget a specific, predictable mortgage payment into your monthly expenses, a BB&T fixed-rate mortgage may be right for you.

Adjustable-Rate Mortgage

Adjustable-rate mortgages (ARM) offer homebuyers low initial interest rates that adjust annually after a predetermined period. This may be an option to consider depending on the length of time you plan to stay in your home.

Construction-to-Permanent Loan

If you're planning to build a new home or renovate one you already own, you can finance your land, construction and home mortgage with a BB&T construction-to-permanent loan.

Veteran's Administration Loan

Veteran's Administration (VA) loans let qualified veterans, active duty, reserves and National Guard personnel purchase or refinance an owner-occupied home.

Low Down Payment Mortgages

BB&T offers a variety of loan programs to help buyers with limited credit or income realize the dream of homeownership.

Home Equity Loan

Finance large projects, purchases and expenses with a BB&T Home Equity Loan. This fixed-rate, fixed-payment loan can be secured by the equity in your primary or secondary residence.

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