This rate offer may change at any time. Other rates and terms available and vary depending on the purpose, age of the boat and loan amount. These offers are subject to credit approval under the BB&T underwriting guidelines including qualifying lines with certain loan-to-value, debt-to-income, FICO scores and other underwriting credit criteria. Certain other conditions and restrictions may apply. The maximum loan amount associated with this offer for refinances is 120% of NADA value. For loan amounts less than $50,000 or for requests to refinance existing BB&T debt, rates may be higher. For comparison purposes, a consumer who finances a boat that is one prior model year old for $50,000 at a term of 120 months and:
refinances at an annual percentage rate (APR) of 4.74% would remit 120 payments of $524.00.
buys from a private party at an annual percentage rate of 5.24% would remit 120 payments of $536.21.
purchases at a dealer at an annual percentage rate of 5.24% would remit 120 payments of $536.21.