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Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC.

Only deposit products are FDIC insured.

Investment solutions are provided by Branch Banking and Trust Company. Investment advisory services are provided by BB&T Institutional Investment Advisers, Inc., a wholly owned subsidiary of BB&T Corporation.

Securities and Advisory Services are: NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY A BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE