1 You can avoid the $12 monthly maintenance fee for Bright Banking with an average checking balance of $1,500 or combined ACH direct deposits of $500 or more per statement cycle.
Other options for avoiding monthly fees may be available; see the Personal Services Pricing Guide for details.
2 Offer valid for new BB&T Bright Banking® Checking accounts opened online at BBT.com, in a BB&T financial center or through BB&T Phone24 from May 24, 2019, through August 8, 2019. Enrollment in the promotion, using code AVCFZ or AVDFZ, is required at account opening. Offer is limited to one incentive per household and does not apply to second or multiple personal accounts. To be eligible to participate in the promotion, you must be a new BB&T personal checking client and must not have closed a BB&T personal checking account since May 23, 2018. Clients with an existing personal checking account with BB&T (either as primary or secondary account holder) are not eligible. The primary account holder must be 18 years old or older at the time of account opening.
To receive the $200 incentive, clients must do one of the following within 75 days of account opening: 1) Set up and receive at least two monthly direct deposits of $100 each OR 2) Make three online bill payments of $25 each or more using U by BB&T. Some BB&T checking accounts accrue interest e.g., Elite Gold earns 0.01% annual percentage yield (APY) for balances $0-$2,499, $2,500-$24,999 and $25,000-$99,999,999,999 in NC; rates good as of May 23, 2019, and are subject to change. Any account not in good standing, closed or with a balance less than or equal to zero at the time we review account eligibility (between 76-90 days of account opening) will not receive the $200 incentive.
Normal minimum opening balance requirements apply. Accounts are reviewed once. Incentive will be paid within four weeks of account eligibility review. BB&T associates are not eligible for this promotion. Not available in Pennsylvania and New Jersey. All applications are subject to a credit history review and approval. BB&T will report the value of any incentive received through any offer to the Internal Revenue Service as required by law. This offer is non-transferable and may not be combined with other offers. This offer is subject to change and may be discontinued at any time.
3 A qualifying direct deposit is an electronic deposit of your salary, pension, Social Security or other regular monthly income deposited to your account by your employer or an outside agency.
4 BB&T Online and Mobile Bill Pay: Must enroll in U by BB&T online and mobile banking and activate Bill Pay. Choose to set up one-time or recurring payments. Certain restrictions or limitations may apply.
5 Nonresident alien clients must also submit a valid Form W-8, NRA Certification Statement and a copy of their passport to BB&T by the time the account is reviewed for incentive eligibility. Form W-8 and NRA Certification forms are available from any BB&T financial center.
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