1 How to waive monthly fees: You can avoid the $12 monthly maintenance fee for Bright Banking with: 1) an average checking balance of $1,500 per statement cycle, or 2) with combined ACH deposits of $500 or more per statement cycle. See BB&T's Personal Services Pricing Guide for details.
2 Offer and bonus information: Offer valid until October 10, 2019 for new BB&T Bright Banking accounts opened with promo code AWWFX or AWXFX online at BBT.com, in a BB&T financial center or via BB&T Phone24. Offer limited to one incentive per household and doesn’t apply to multiple accounts. Not available to households that closed a BB&T personal checking account in the last 12 months, or to households with an active account. Primary account holder must be at least 18 years old at the time of account opening.
Applications subject to credit history review and approval. Offer is nontransferable, can't be combined with others, may be discontinued at any time and is subject to change. BB&T associates not eligible. Not available in PA/NJ. To receive $250, clients must do one of the following within 75 days of account opening: 1) set up and receive two monthly direct deposits of at least $100 each, or 2) make three online bill payments of at least $25 using U by BB&T. Minimum opening balance requirements apply. Any account not in good standing, closed or with a balance of zero or less at the time we review account eligibility will not receive $250. BB&T will review the account once between 76–90 days of account opening. The $250 bonus will be deposited into your new Bright Banking account within four weeks of the account eligibility review.
Other important information: Some BB&T checking accounts accrue interest, e.g., Elite Gold earns 0.01% Annual Percentage Yield (APY) on balances $0–$2,499, $2,500–$24,999 and $25,000–$99,999,999,999 in NC; rates good as of July 23, 2019, and are subject to change. BB&T will report the value of any incentive received through any offer to the Internal Revenue Service as required by law.
3 Qualifying direct deposits: Electronic deposits of your salary, pension, Social Security or other regular monthly income deposited to your account by an employer or outside agency.
4 BB&T online bill payment: Must enroll in U by BB&T online and mobile banking and activate Bill Pay. Choose to set up one-time or recurring payments. Certain restrictions or limitations may apply.
5 Nonresident information: Nonresident alien clients must submit a valid Form W-8, NRA Certification Statement (forms available at any BB&T financial center) and copy of their passport to BB&T by the time of incentive eligibility review.
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