BB&T Bright Banking Logo
Get $200 – and avoid the monthly maintenance fee 1. Open and use a new BB&T Bright Banking® checking account today 2.
Get $200 - and easy-to-waive fees.¹ Open and use a new BB&T Bright Banking® checking account today.(2) Let's go, get started with a BB&T Bright Banking Account
How to redeem $200: 2 

Open a new BB&T Bright Banking® checking account by May 23, 2019, and complete one of the following within 75 days of opening:2

Set up and receive at least two monthly direct deposits 3 of $100 or more each.
Complete three online bill pays 4 of $25 each or more with U by BB&T®.

Your BB&T Bright Banking® checking account comes with free access to U by BB&T®, our online and mobile banking experience. You can log on to the mobile app with Fingerprint, Touch ID® or Face ID®, deposit checks with your phone, create a budget, set goals, track spending and more–all in one place.

Nonresident clients please note 5  for further information about this promotion.
Ready to get started?
Don't wait—this offer ends May 23, 2019.

1 To avoid the $12 monthly maintenance fee for Bright Banking: combined ACH direct deposits of $500 or more OR $1,500 average checking balance. Other options for avoiding monthly fees may be available; see the Personal Services Pricing Guide for details.

2 Offer valid for new BB&T Bright Banking® Checking accounts opened online at, in a BB&T financial center or through BB&T Phone24 from March 15, 2019, through May 23, 2019. Enrollment in the promotion, using code AVCFZ or AVDFZ, is required at account opening. Offer is limited to one incentive per household and does not apply to second or multiple personal accounts. To be eligible to participate in the promotion, you must be a new BB&T personal checking client and must not have closed a BB&T personal checking account since March 15, 2018. Clients with an existing personal checking account with BB&T (either as primary or secondary account holder) are not eligible. The primary account holder must be 18 years old or older at the time of account opening.

To receive the $200 incentive, clients must do one of the following within 75 days of account opening: 1) Set up and receive at least two monthly direct deposits of $100 each OR 2) Make three online bill payments of $25 each or more using U by BB&T. Some BB&T checking accounts accrue interest, e.g., Elite Gold earns 0.01% annual percentage yield (APY) for balances $0-$2,499, $2,500-$24,999 and $25,000-$99,999,999,999 in NC; rates good as of March 14, 2019, and are subject to change. Any account not in good standing, closed or with a balance less than or equal to zero at the time we review account eligibility (between 76-90 days of account opening) will not receive the $200 incentive.

Normal minimum opening balance requirements apply. Accounts are reviewed once. Incentive will be paid within four weeks of account eligibility review. BB&T associates are not eligible for this promotion. Not available in Pennsylvania and New Jersey. All applications are subject to a credit history review and approval. BB&T will report the value of any incentive received through any offer to the Internal Revenue Service as required by law. This offer is non-transferable and may not be combined with other offers. This offer is subject to change and may be discontinued at any time.

3 A qualifying direct deposit is an electronic deposit of your salary, pension, Social Security or other regular monthly income deposited to your account by your employer or an outside agency.

4 BB&T Online and Mobile Bill Pay: Must enroll in U by BB&T online and mobile banking and activate Bill Pay. Choose to set up one-time or recurring payments. Certain restrictions or limitations may apply.

5 Nonresident alien clients must also submit a valid Form W-8, NRA Certification Statement and a copy of their passport to BB&T by the time the account is reviewed for incentive eligibility. Form W-8 and NRA Certification forms are available from any BB&T financial center.

Bank Services Agreement (PDF)

BB&T Complete Client Protection

© 2019, Branch Banking and Trust Company, Member FDIC.