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Business Analyzed Checking

Optimize your financial performance

Reduce or eliminate your service charges with a competitive earnings credit rate.

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Best if you

  • Have high monthly checking balances and transaction activity
  • Need a suite of cash management solutions like ACH Origination, Information Reporting, Fraud Prevention, Wire services, BB&T OnSite DepositSM—a remote deposit solution—and many others

Benefits

  • Access to premium online banking, BB&T CashManager OnLine and cash management solutions
  • Enjoy no-fee monthly analysis statement with detailed information on all cash management transactions
  • Make business purchases convenient and rewarding with a BB&T business credit card1,2
  • Get next-business-day funding with credit and debit card processing3

Pricing

Reduce or eliminate service charges with a competitive earnings credit rate.

  • A competitive monthly earnings credit rate can reduce or eliminate service charges 
  • An earnings credit allowance based on account balances
  • Ability to combine multiple BB&T Business Analyzed Checking accounts for consolidated service fees and analysis

Learn more about pricing and fees

BB&T CashManager OnLine

Access your company's full financial picture

CashManager OnLine gives you the control you need to improve cash flow, complete transactions efficiently and make more informed decisions.

Features and benefits

CashManager OnLine includes advanced reporting, payment and transaction tools.

  • Easy account monitoring – View accounts, make payments, transfer funds and prevent fraud
  • Convenient notifications – Get text or email alerts about important account activities
  • Optional payment services – Move your money quickly with same-day ACH payments
  • CashManager OnLine Mobile App – Access most popular features whether you're in the office or on the road

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Related services

Treasury management

Optimize your company's liquidity, make sound investments for the future and reduce your financial risks with an array of treasury management options.

Merchant services

See all the options and benefits offered by BB&T Merchant Services.

Overdraft protection

Link your BB&T accounts for overdraft protection and get added peace of mind.

Business savings

Choose the savings account that best fits your business, and put your money to work for you.

Not convinced that Business Analyzed Checking is right for you?

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See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

1Business credit cards are subject to business type and credit approval.

2BB&T Business Rewards is an optional program available only to BB&T Visa Business Credit Card clients with an aggregate company credit line of less than $100,000.

3BB&T Merchant Services are subject to business type and credit approval. A BB&T Merchant Services qualifying transaction is a payment card settlement (e.g., Visa®, MasterCard®, American Express®, or Discover®) from a BB&T Merchant account deposited to a linked BB&T checking account at least once during the monthly statement cycle.

4Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Only deposit products are FDIC insured.

BB&T debit cards are automatically available for BB&T business checking accounts. BB&T business credit cards are subject to credit approval. Qualifying purchases from BB&T business credit cards are eligible. Purchases made with BB&T corporate, purchasing and fleet credit cards are excluded. Eligible purchase amount threshold is calculated as follows: the business debit card purchase amount (returns will reduce the purchase amount) from the activity on your last deposit statement combined with the business credit card purchase amount (balance owed) from your last credit card statement. The following transactions performed on debit and/or credit cards do not apply: a) ATM b) refunds, returns or other adjustments c) cash advances or purchases of cash-like items, such as money orders, official checks, traveler's checks, access checks and foreign currency d) balance transfers and convenience checks e) fees of any kind such as cash advance fees, balance transfer fees, late payment fees, annual fees, over-limit fees, foreign transaction fees, insurance charges, returned check fees, enrollment fees, nonsufficient funds (NSF) fees and related service and unauthorized charges.

Combined items represent checks paid, debit and credit memos, deposit tickets, checks deposited, online bill payments, and electronic debits and credits (including debit card transactions).

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon