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Business Value 200 Checking

Our most popular account is perfect for businesses with low transaction volume

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Best if you

  • Are just getting started with your business
  • Have low monthly check transactions and deposits
  • Want an affordable account with minimal balance requirements

Pricing

Avoid the $12 monthly maintenance fee with one or more of the following qualifiers each statement cycle:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts, money market savings accounts and/or outstanding balances on business or personal BB&T credit cards1
  • A qualifying transaction from a BB&T Merchant Services account2
  • $1,000 in eligible purchases each month on your BB&T business debit or credit card3

Transactions and fees

During each statement cycle, you'll receive:

  • 200 combined items4 free, then pay $0.50 for each additional item
  • $10,000 in no-fee cash processing, then pay a nominal fee (varies by state) for each additional $1,000

Learn more about pricing and fees

Convenient access

Enjoy around-the-clock access to your account.

  • Manage your account from any device5 through BB&T Small Business Online®
  • Call 800-BANK-BBT (800-226-5228) for unlimited automated account information
  • Withdraw and deposit money at any BB&T ATM

Order checks through Account Services

BB&T Small Business Online

Powerful online banking services

See how easy it is to manage your business finances from your desktop or mobile devices.

Features and benefits

Put Small Business Online to work for your business.

  • Mobile-friendly design – Access the same great features whether you're in the office or on the road
  • Easy account monitoring – View accounts, make payments and transfer funds
  • Convenient notifications – Get text or email alerts about important account activities
  • Optional payment services – Move your money quickly with same-day ACH payments

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Ready to get started?

In person

Locate a branch.

Related services

Business Debit Card

Use card controls to set spending limits on employee purchases and payments.

Merchant services

Get an efficient, secure payment solution that fits your business.

Overdraft protection

Link your BB&T checking account to another BB&T account to potentially avoid overdraft and returned item fees.

Business credit cards

Enjoy a BB&T business credit card with competitive rates and flexible cash back options.

Not convinced that Business Value 200 Checking is right for you?

Change your state

See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

1Business credit cards are subject to business type and credit approval.

2BB&T Merchant Services are subject to business type and credit approval. A BB&T Merchant Services qualifying transaction is a payment card settlement (e.g., Visa®, MasterCard®, American Express®, or Discover®) from a BB&T Merchant account deposited to a linked BB&T checking account at least once during the monthly statement cycle.

3BB&T debit cards are automatically available for BB&T business checking accounts. BB&T business credit cards are subject to credit approval. Qualifying purchases from BB&T business credit cards are eligible. Purchases made with BB&T corporate, purchasing and fleet credit cards are excluded. Eligible purchase amount threshold is calculated as follows: the business debit card purchase amount (returns will reduce the purchase amount) from the activity on your last deposit statement combined with the business credit card purchase amount (balance owed) from your last credit card statement. The following transactions performed on debit and/or credit cards do not apply: a) ATM b) refunds, returns or other adjustments c) cash advances or purchases of cash-like items, such as money orders, official checks, traveler's checks, access checks and foreign currency d) balance transfers and convenience checks e) fees of any kind such as cash advance fees, balance transfer fees, late payment fees, annual fees, over-limit fees, foreign transaction fees, insurance charges, returned check fees, enrollment fees, nonsufficient funds (NSF) fees and related service and unauthorized charges.

4Combined items represent checks paid, debit and credit memos, deposit tickets, checks deposited, online bill payments, and electronic debits and credits (including debit card transactions).

5Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

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