Business Investor's Deposit Account (BIDA)

Get easy access to your savings with tiered interest rates

Select your state to see details for your location.

Best if you

  • Run a business or organization with a savings balance greater than $10,000
  • Need easy access to your funds
  • Want the advantage of competitive interest rates


  • Earn competitive, tiered money market rates compounded daily and credited monthly
  • Get six free pre-authorized automatic or telephone transfers or withdrawals per month
  • Enjoy unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches
  • Make business purchases convenient and rewarding with a BB&T small business credit card


  • Avoid the monthly maintenance fee by maintaining a $10,000 minimum daily balance

Learn more about pricing and fees

Convenient access

Enjoy around-the-clock access to your account.

  • Manage your account from any device  through BB&T Small Business Online® or BB&T CashManager OnLine®
  • Call 800-BANK-BBT (800-226-5228) for unlimited automated account information
  • Withdraw and deposit money at any BB&T ATM

Ready to get started?

In person

Locate a branch.

Not convinced that a Business Investor's Deposit Account is right for you?

Select your state

Select your state for location-specific product information.

For a complete list of account fees, see our Business Services Pricing Guide (PDF).

See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

  • 1

    An excessive-activity fee applies for each transaction over the permitted six per monthly statement cycle.

  • 2

    Business credit cards are subject to business type and credit approval.

  • 3

    Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.