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Business Investor's Deposit Account (BIDA)

Get easy access to your savings with tiered interest rates

Open an account to get a BB&T Business Investor's Deposit Account - important

Best if you

  • Run a business or organization with a savings balance greater than $10,000
  • Need easy access to your funds
  • Want the advantage of competitive interest rates


  • Earn competitive, tiered money market rates compounded daily and credited monthly
  • Get six free pre-authorized automatic or telephone transfers or withdrawals per month1
  • Enjoy unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches
  • Make business purchases convenient and rewarding with a BB&T small business credit card2


  • Avoid the monthly maintenance fee by maintaining a $10,000 minimum daily balance

Learn more about pricing and fees

Annual percentage yield

$0 - $9,9990.01%0.01%
$10,000 - $24,9990.02%0.02%
$25,000 - $49,9990.02%0.02%
$50,000 - $99,9990.02%0.02%
$100,000 - $9,999,9990.02%0.02%
$10,000,000 - $99,999,999,9990.02%0.02%

*Annual percentage yield

Convenient access

Enjoy around-the-clock access to your account.

  • Manage your account from any device3 through BB&T Small Business Online® or BB&T CashManager OnLine®
  • Call 800-BANK-BBT (800-226-5228) for unlimited automated account information
  • Withdraw and deposit money at any BB&T ATM

Ready to get started?

In person

Locate a branch.

Related services

Business checking

Get the tools you need to manage your business assets.

Credit cards 

Enjoy a BB&T credit card with competitive rates, no annual fee and cash back options.

Not convinced that a Business Investor's Deposit Account is right for you?

Change your state

See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

1An excessive activity fee applies for each transaction over the permitted six per monthly statement cycle.

2Business credit cards are subject to business type and credit approval.

3Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

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