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Business Savings Accounts

Use your savings to secure your success

Make your money work as hard as you do.

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Your small business is a big deal to us

That's why we take the time to truly understand every aspect of your business—including the dreams and aspirations that drive it. Wherever you see your business heading, look to BB&T for informed solutions to help you get there.

Learn more about our partnership approach

Choose the account that puts your money to work for you

Business Money Rate Savings

Good for businesses with low to moderate savings

  • A number of qualifying options to avoid the $10 monthly maintenance fee
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Business Investor's Deposit Account

Good for established businesses who seek to maximize return on their excess liquidity

  • No monthly maintenance fee when you maintain a $10,000 minimum daily balance
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Public Fund Money Rate Savings

Good for public entities with low to moderate savings

  • A number of qualifying options to avoid the $10 monthly maintenance fee
  • Tiered money market interest rates
  • Unlimited withdrawals and transfers at BB&T24 ATMs and BB&T branches

Enjoy these account extras

The following features are available with all of our business savings accounts:

  • No-fee online statements – Access your account statements from your computer or mobile device.
  • BB&T alerts – Set text and/or email alerts for the activities that matter most to you.
  • Online and mobile banking – Enjoy around-the-clock access to your account, from any device1, through BB&T Small Business Online®.

Related services

Small business checking

Choose from accounts designed for businesses, community organizations, public entities and nonprofits.

Online banking

Our online banking experience has an array of features to help you manage your financial life.

Business Debit Card

Use card controls to set spending limits on employee purchases and payments.

Business credit cards

Enjoy a BB&T business credit card with competitive rates and flexible cash back options.

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See our Commercial Bank Services Agreement (PDF) for more information.

Learn more about your account, including fees and ways you can avoid them.

1Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender icon