SBA Borrowing Options

Bring your plans to life with flexible borrowing options

A Small Business Administration (SBA) loan can help you start or grow your business.

Why consider SBA borrowing options from BB&T?

As an SBA Preferred Lender, BB&T partners with the US Small Business Administration to offer you a variety of flexible borrowing options, which can make it easier for you to repay your loan and put more cash back into your business.


SBA borrowing options are partially guaranteed by the government, which allows BB&T to provide you with more flexible features such as:

  • Lower down payments = less out-of-pocket expense
  • Longer term loans = lower monthly payments
  • Competitive rates 

As an SBA Preferred Lender, BB&T has the proven ability to successfully and efficiently process your borrowing needs while providing the outstanding client service and personal attention you deserve.


For owner operated, for profit companies, funds can be used to:

  • Start a business
  • Buy an existing business
  • Fund working capital
  • Purchase land or buildings
  • Make renovations
  • Construct owner occupied building(s)
  • Purchase equipment or inventory
  • Refinance debt


A trusted BB&T advisor can provide you with insights on your finances so you can focus on the performance of your business. Request an appointmentwith a relationship manager to learn more. (moves focus) with a relationship manager to learn more.

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Ready to get started?

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Not convinced that an SBA loan is right for you?

Loans, lines of credit and credit cards are subject to credit approval.

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New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at

Branch Banking and Trust Company is now Truist Bank. Learn more.

BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or

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