Business Credit Cards

The purchasing power you need to keep your business running smoothly

Save time and money while simplifying your finances and earning rewards.

Your small business is a big deal to us

That's why we take the time to truly understand every aspect of your business—including the dreams and aspirations that drive it. Wherever you see your business heading, look to BB&T for informed solutions to help you get there.

Learn more about our partnership approach

Choose the credit card that fits the way you do business

BB&T Bright for Business credit card

  • No annual fee
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • Overdraft protection available on up to two business deposit accounts

BB&T Spectrum Cash Rewards for Business credit card

  • No annual fee
  • 0% introductory APR for 9 months on purchases
  • Redeem your rewards for cash back, statement credits, gift cards, travel and more
  • Redeem your rewards into your BB&T business deposit or savings account for an additional 10% bonus
  • Employee cards at no additional cost
  • Overdraft protection available on up to two business deposit accounts

BB&T Spectrum Travel Rewards for Business credit card

Annual fee waived the first year, $49 afterward

20,000 bonus miles for $2,000 spent in first 90 days ($200 value)

No BB&T foreign transaction fees

Redeem your miles for travel, cash back, statement credits, gift cards and more

$85 TSA Pre✓® or global entry reimbursement

Employee cards at no additional cost

Overdraft protection available on up to two business deposit accounts

Manage your business credit cards with BB&T eZBusiness

Get 24/7 access to your company's credit card information from your desktop or mobile device.

Learn more

Still exploring?

Are Employee Credit Cards Right for My Small Business?

If your employees do a lot of company spending with their own money, you may consider providing them with a business credit card. Employees will appreciate the convenience, and you'll enjoy the benefits.

Five Steps to Establishing Business Credit

Establishing business credit is just as important as establishing personal credit. Here are five steps you can take to build a positive credit reputation for your business.

What Type of Credit is Right for Your Small Business?

Access to cash is critical for your business' future growth. But which type of credit is the best fit? To answer this question, it's important to understand your options and how they may help with your financial plan.

Related services

Business Checking Accounts

Choose from accounts designed for businesses, community organizations, public entities and nonprofits.

Business Savings Accounts

Choose the savings account that best fits your business, and put your money to work for you.

Merchant Services

See all the options and benefits offered by BB&T Merchant Services.

Business credit cards are subject to business type and credit approval.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.