Best if you
- Want a no-annual-fee card with a low APR
- Would like to simplify your finances by separating business and personal expenses
Benefits
- Enjoy interest-free purchasing power for 12 months
- Get no-cost employee cards
- Manage your card activity easily through BB&T Credit Card Connection
- Get overdraft protection on up to two business deposit accounts
Pricing
- 0% introductory APR for 12 months on purchases Disclosure 1
- Variable APRs ranging from 12.49% to 21.49% afterwards Disclosure 1
- No annual fee Disclosure 2
See our BB&T Business credit card disclosure (PDF) for fee details.
Not convinced yet?
The BB&T Bright® for Business credit card includes a number of extras plus convenient access options.
Enjoy added security
- Guard against unauthorized credit card use with the Visa® Zero Liability policy(opens in a new tab) Disclosure 3
- Add an extra layer of security with fraud monitoring—we'll call you if we suspect suspicious activity
- Add your Bright for Business card to Google Pay™ Disclosure 4 , Apple Pay® Disclosure 5 and Samsung Pay® Disclosure 6 for a convenient and secure way to make your business purchases
- Use your Bright for Business card at chip-enabled terminals for enhanced fraud protection
Manage card activity with ease
Empower your employees with no-cost cards and easily oversee transactions with BB&T Credit Card Connection.
- Track and manage employee card purchases
- Set and modify cardholder credit limits
- Access Credit Card Connection from your computer or mobile device Disclosure 7
- Review 18 months of transaction history
Ready to get started?
In person
Locate a branch.
Related services
BB&T Credit Card Connection
Get 24/7 access to your company's credit card information from your desktop or mobile device.
BB&T Spectrum Cash Rewards for Business Credit Card
Dollars spent become dollars earned with this no-annual-fee card.
BB&T Spectrum Travel Rewards for Business Credit Card
Earn cash back on your travel purchases and more.
Not convinced that a BB&T Bright for Business credit card is right for you?
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1
The BB&T Bright for Business credit card annual percentage rate (APR) for purchases is 0% for 12 months. After that, the APR is determined monthly by adding 6.99% to 15.99% to prime rate. Prime rate is currently 5.50% as of December 20, 2018.
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2
Other fees may apply. See our BB&T Bright for Business credit card disclosure (PDF)(opens in a new tab).
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3
Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. See Visa Guide to Benefits (PDF) for further details.
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4
Google and Google Pay are trademarks of Google, Inc.
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5
Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the US and other countries. App Store is a service mark of Apple, Inc.
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6
Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.
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7
Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.
Business credit cards are subject to business type and credit approval.
Branch Banking and Trust Company is an Equal Housing Lender.