BB&T Spectrum Travel Rewards for Business Credit Card

Earn 2 miles per dollar on your travel purchases and more

Best if you

  • Travel frequently
  • Want to earn miles on your travel and other business expenses


  • Earn two miles on air/hotel/car rentals and one mile on all other net qualified purchases1
  • Earn 20,000 bonus miles for $2,000 spent in first 90 days ($200 value)
  • Redeem your miles for travel, cash back, statement credits, gift cards and more
  • $85 TSA Pre✓® or global entry reimbursement2
  • Get no-cost employee cards
  • Manage, view and redeem your miles (opens in a new tab) conveniently online
  • Get overdraft protection on up to two business deposit accounts


  • Variable APRs ranging from 14.49% to 23.49% afterward3
  • Annual fee waived the first year, $49 afterward4
  • No BB&T foreign transaction fees

See our BB&T Spectrum Travel for Business credit card disclosure (PDF) (opens in a new tab) for fee details.

The BB&T Spectrum Travel Rewards for Business credit card includes a number of extras plus convenient access options.

Enjoy added security

  • Guard against unauthorized credit card use with the Visa® Zero Liability policy (opens in a new tab)5
  • Add an extra layer of security with fraud monitoring—we'll call you if we suspect suspicious activity
  • Add your card to Google PayTM,6 Apple Pay®7 or Samsung Pay®8 for a convenient and secure way to make business purchases
  • Use your Spectrum Travel Rewards card at chip-enabled terminals for enhanced fraud protection

Manage card activity with ease

Empower your employees with unlimited, no-cost cards and easily oversee transactions with BB&T Credit Card Connection.

  • Track and manage employee cards
  • Set and modify cardholder credit limits
  • Access Credit Card Connection from your computer or mobile device9
  • Review 18 months of transaction history

Ready to get started?

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Related services

Bright for Business credit card

Save money by paying less interest with our lowest annual percentage rate (APR) credit card.

Spectrum Cash Rewards for Business credit card

Dollars spent become dollars earned with this no-annual-fee card.

Credit Card Connection

Get 24/7 access to your company's credit card information from your desktop or mobile device.

Not convinced that the BB&T Spectrum Travel Rewards for Business credit card is right for you?

1A net qualified purchase means any signature-based purchase, internet purchase, phone or mail-order purchase or automatic bill payment made with a BB&T Spectrum Travel Rewards for Business credit card, excluding cash advances, traveler's checks, access checks, balance transfers, credits and returns. Refer to BB&T Spectrum Travel Rewards for Business Program terms and conditions (PDF) (opens in a new tab).

2A member is entitled to one $85 statement credit per account every four years, in connection with either the TSA Pre✓® ($85) or Global Entry ($100) program. To qualify, a member must use the BB&T Spectrum Travel Rewards for Business credit card to pay the application fee. For complete details on the TSA Pre✓® program, go to For complete details on the Global Entry program, go to The TSA Pre✓® trademark is used with the permission of the U.S. Department of Homeland Security.

3BB&T Spectrum Travel Rewards for Business credit card annual percentage rate (APR) for purchases is determined monthly by adding 8.99%-17.99% to prime rate. The prime rate is currently 5.50% as of December 20, 2018.

5Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. See Visa Signature Business Guide to Benefits (PDF) (opens in a new tab) for further details.

6Google and Google Pay are trademarks of Google, Inc.

7Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

8Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

9Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Business credit cards are subject to business type and credit approval.

The information provided is not intended to be legal, tax, or financial advice. BB&T hopes you find this information useful but we cannot guarantee that it is accurate, up to date, or appropriate for your situation. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

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