Retirement Solutions

Retirement plans you can implement now to help your employees save for the future

Your small business is a big deal to us

That's why we take the time to truly understand every aspect of your business—including the dreams and aspirations that drive it. Wherever you see your business heading, look to BB&T for informed solutions to help you get there.

Learn more about our partnership approach

Choose the right retirement plan for your company and employees

Workplace retirement plans

Choose a retirement plan that helps your employees invest wisely and gives you an added layer of fiduciary protection

  • Dedicated client service team 
  • Full service recordkeeping and state-of-the-art plan monitoring
  • Fiduciary support
  • Award-winning participant education and investment offerings
  • Customized multi-channel participant communications
  • User-friendly employer and employee websites

Defined benefit plans

Offer your employees peace of mind and security by providing a fixed monthly retirement benefit

  • Fully funded by the employer
  • Plan design consultation
  • Full-service plan administration
  • Guaranteed retirement income at no cost to the employee
  • Portability of vested benefits for employees who change jobs

SIMPLE IRA

Combine pre-tax payroll contributions with the simplicity of an IRA to create an effective retirement plan for your employees

  • Best for employers with 100 or fewer employees
  • Employer contributions are tax-deductible
  • Employee contributions are pre-tax
  • Earnings grow tax deferred
  • Simple to set up and administer

SEP IRA

Get access to tax-deferred retirement savings plans that are easy to implement

  • Best for a sole proprietor, a business owner in a partnership, or self-employed
  • Easy and inexpensive to set up and maintain
  • Contributions are tax-deductible for employers
  • Earnings grow on a tax-deferred basis
  • Employees may also contribute to a Traditional or Roth IRA

Ready to get started?

Online

Leave us your contact info, and we'll call or email you.

By phone

Call a Retirement Specialist at 800-866-2288.

For existing retirement accounts, call 800-228-8076.

Still exploring?

How do you decide when to invest in your retirement savings over your business? Here are some ways to help you make the best choices about retirement as a business owner.

Health insurance is something we all need but may not necessarily understand. What type of insurance you need and where to start in your search depends entirely on the type of business you own and how many employees you have.

Related services

BB&T@Work

Offer your employees easy-to-understand products, services and educational resources to help their financial wellness.

Flexible benefit plans

Offer enhanced benefits to your employees while saving on operational costs.

Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC.

Only deposit products are FDIC insured.

Services and products featured herein may include some offered by affiliated companies of BB&T Retirement & Institutional Services. The fees for those services and products are in addition to the fees charged by BB&T Retirement & Institutional Services. As a result, BB&T Corporation, as a whole, receives more compensation than would otherwise be received if a non-affiliated service or product was used. When we offer any service or product to a client, we use the same process to offer both affiliated and non-affiliated services and products. When we have authority to select any service or product on behalf of a client, if our process shows affiliated services and products to be competitive with corresponding non-affiliated services and products, then we may select affiliated products and services. BB&T Retirement & Institutional Services expresses no opinion on the use of BB&T affiliated services and products when the client selects such services and products in a client directed account.

Investment solutions and advisory services are provided by BB&T Institutional Investment Advisers, Inc., a wholly owned subsidiary of Branch Banking and Trust Company. Securities and advisory products or services are:
NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE • NOT GUARANTEED BY THE BANK

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.