A single, powerful account that combines checking and investments
With a minimum $25,000 opening deposit, the Vantage AMA allows you to:
- Link your brokerage account to a Vantage Checking account
- Choose a flexible sweep option based on your financial goals
- Meet cash flow needs by maintaining sufficient funds in your checking account
- Earn a potentially higher rate of return by maintaining excess cash in a liquid sweep option
- Have easy access to cash with a BB&T Vantage®Debit Card
- Receive your brokerage and checking information in a single, easy-to-read statement
A Vantage AMA automatically transfers your funds back and forth between accounts—balancing your cash flow and financial goals.
Learn how to customize your sweep accounts
The Vantage AMA offers three flexible sweep options: Automated Sweep, Automated Zero Balance Sweep and Self-Directed Sweep.
1. Choose how your sweep works
You have three flexible options for “sweeping” funds back and forth:
- Automated Sweep – You designate a minimum and maximum amount of cash to remain in your checking account. Funds will automatically flow back and forth from your brokerage account to your checking account to maintain those designated levels.
- Automated Zero Balance Sweep – All available cash in your checking account will automatically flow into your brokerage account each night. Funds flow back as needed to cover checks, debit card purchases and other withdrawals.
- Self-Directed Sweep – You determine when to transfer cash between your checking account and your brokerage account.
2. Choose where to maintain your short-term sweep funds
Based on your instructions, available cash will flow from your checking account into taxable or tax-free options, including one with the security and protection of FDIC insurance.
3. Choose how to sweep funds with longer-term investments
When a security is sold, or interest or dividends are credited to your account, the proceeds can be automatically invested into the sweep option of your choice. Additionally, the purchase of a security can be covered automatically with funds from the chosen sweep option.
You'll enjoy these account extras:
- Enjoy tiered, premium interest rates
- Never pay fees for overdraft transfers, secondary accounts, Disclosure 1 wires and more
- Access your account using an exclusively designed debit card with increased limits
Ready to take the next step?
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The monthly fee will be automatically waived as long as at least the primary or secondary client on the BB&T Private Vantage Checking account is a primary or secondary signer on the secondary account. Service fees may apply; please refer to the Personal Services Pricing Guide for details.
Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.
Only deposit products are FDIC insured.
Traditional banking services are provided by Truist Bank, Member FDIC.
Investment and Insurance Products:
• Are not FDIC or any other Government Agency Insured • Are Not Bank Guaranteed • May Lose Value
Truist, BB&T®, BB&T Securities®, BB&T Sterling Advisors, Sterling Capital®, BB&T Investments, BB&T Scott & Stringfellow®, SunTrust®, SunTrust PortfolioView, SunTrust Robinson Humphrey®, SunTrust Premier Program®, AMC Pinnacle®, AMC Premier®, Access 3®, Signature Advantage Brokerage, Custom Choice Loan®, SunTrust SummitView® and GFO Advisory Services® are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners.
Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and SunTrust Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by SunTrust Investment Services, Inc. and BB&T Securities, LLC, and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by SunTrust Advisory Services, Inc., GFO Advisory Services, LLC, BB&T Securities, LLC, Sterling Capital Management, LLC, Precept Advisory Group, LLC, and BB&T Institutional Investment Advisors, Inc., each SEC registered investment advisers. BB&T Sterling Advisors, BB&T Investments and BB&T Scott & Stringfellow are divisions of BB&T Securities, LLC. Mutual fund products are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank.
The information contained herein is for informational purposes only and does not represent an official statement of your SunTrust Investment Services, Inc. account. Please refer to your monthly or quarterly statements for a complete record of your transactions, holdings, and balances.
"SunTrust Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: SunTrust Bank now Truist Bank, our commercial bank, which provides banking, trust and asset management services; SunTrust Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; SunTrust Advisory Services, Inc., a SEC registered investment adviser which provides Investment Advisory services.
SunTrust Private Wealth Management, International Wealth Management, GenSpring, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Bank now Truist Bank, SunTrust Investment Services, Inc., and SunTrust Advisory Services, Inc.
SunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries, including SunTrust Robinson Humphrey, Inc., member FINRA and SIPC.
The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.
Branch Banking and Trust Company is now Truist Bank. Learn more.
BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees and pricing. Our friendly teammates at your local SunTrust branches will be happy to walk you through their respective products. You can also learn more by contacting them at 800-SUNTRUST or SunTrust.com.