Vantage Investor's Deposit Account

Enjoy premium rates with easy access to funds

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Leading features

With a minimum $25,000 opening deposit, you’ll:

  • Enjoy tiered, premium interest rates that are compounded daily
  • Earn interest with no minimum balance required

Exclusive benefits

Enjoy exclusive account-holder benefits:

  • Pay no monthly fee when you maintain at least $25,000 in the account
  • Access funds directly from your Vantage IDA with special checks
  • Use your Vantage IDA as collateral for a loan1

You'll enjoy these account extras:

Linked funds

Your Vantage IDA will enable you to:

  • Designate your Vantage IDA to provide overdraft protection for your Vantage Checking account2
  • Set up recurring, preauthorized transfers of designated amounts between your Vantage IDA and your Vantage Checking
  • Structure your Vantage Asset Management Account so that your Vantage IDA serves as the primary source to maintain your minimum and maximum thresholds in your Vantage Checking account

Online banking

Monitor your BB&T and non-BB&T accounts, track spending and more with:

  • U by BB&T®, our customizable online and mobile banking experience
  • Mobile check deposit3
  • Alerts3
  • Quicken® access

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Find out how much you'll need to put away in order to reach your financial goal.

Integrated services

Your BB&T Wealth advisor will help you create a comprehensive, strategic plan to integrate and coordinate your banking, credit, investments, risk management, and trust and estate planning services.

Comprehensive financial planning

Simplify your complex financial life with a BB&T Wealth advisor who can help you see the big picture.

Vantage Asset Management Account

Keep your money working around the clock—and get easy access to your cash—when you link your brokerage account to a Vantage checking account.

Vantage Visa Signature Credit Card

Get the premium credit card that delivers cash rewards, flexible options, concierge services, travel perks and more.

Retirement planning

Your advisor will work with you to assess your financial situation and create a strategic plan that promotes your future well-being.

1Loans are subject to credit approval.

2In lieu of other forms of overdraft protection such as Constant Credit, credit card or home equity line.

3Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.

Only deposit products are FDIC insured.

Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC and Equal Housing Lender. Equal Housing Lender

Investment solutions are provided by BB&T Investments, a division of BB&T Securities, LLC (opens in a new tab), member FINRA (opens in a new tab)/SIPC (opens in a new tab). BB&T Securities, LLC is a wholly-owned nonbank subsidiary of BB&T Corporation. Securities and insurance products or annuities sold, offered or recommended by BB&T Investments are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may lose value.