Vantage Visa Signature Credit Card

The premium credit card that delivers rich rewards

Leading features

Get exceptional rewards with absolutely no fees with the BB&T Vantage® Visa Signature® credit card:

  • Cash Rewards – Earn 1.5% cash rewards for each dollar you spend on net qualified purchases. There are no revolving categories and no limit to how much you earn.
  • Flexible options – Redeem rewards earned in any way you choose. Enjoy cash back, travel, entertainment, charitable contributions and more.
  • No BB&T fees of any kind – The $125 annual fee is waived for BB&T Wealth clients assigned to a Wealth advisor. There are no other fees, such as foreign transaction, cash advance, balance transfer, late payment or exceeding credit limit fees.

Exclusive benefits

Enjoy exclusive cardholder benefits with best-in-class servicing:

  • Personalized assistance – Get complimentary Visa Signature Concierge assistance 24 hours a day. Find tickets to top events, book travel, make dinner reservations and even get help sending the perfect gift.
  • Travel – Receive complimentary discounts and upgrades at top hotels and resorts with exclusive benefits through the Visa Signature Luxury Hotel Collection.
  • Shopping – Enjoy discounts and deals at premium retailers, from jewelry to apparel. Plus, get special access to sports and entertainment packages.

You'll enjoy these account extras:

Added security

  • Guard against unauthorized credit card use with Visa's Zero Liability Policy(opens in a new tab)
  • Shop knowing you're covered with Warranty Manager Service, Purchase Security and Fraud Protection
  • Count on travel accident insurance, auto rental collision damage waiver, emergency assistance services and more, wherever you go on your travels
  • Take advantage of emergency card replacement and emergency cash disbursement when you need it most

Enhanced experience

  • Use embedded EMV/Chip technology for greater fraud protection and easier purchasing when traveling internationally
  • Access U by BB&T, our customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts
  • Earn money as you spend with BB&T Deals—simply log in to U by BB&T®, click on a deal, shop with your Vantage credit card and earn cash back
  • Add your Vantage credit card to Apple Pay®, Google Pay, Samsung Pay® and Visa Checkout® for an easier way to pay

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Integrated services

Your BB&T Wealth advisor will help you create a comprehensive, strategic plan to integrate and coordinate your banking, credit, investments, risk management, and trust and estate planning services.

Comprehensive Financial Planning

Simplify your complex financial life with a BB&T Wealth advisor who can help you see the big picture.

Vantage Asset Management Account

Keep your money working around the clock—and get easy access to your cash—when you link your brokerage account to a Vantage checking account.

  • 1

    A net qualifying purchase means any signature-based purchase, Internet purchase, phone or mail-order purchase or automatic bill payment made with a BB&T Vantage Visa Signature credit card, excluding cash advances, traveler's checks, access checks, balance transfers, credits and returns. See the BB&T Vantage Rewards Program Terms and Conditions (PDF) for more information.

  • 2

    Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders' behalf.

  • 3

    Certain terms, conditions and exclusions apply. Please refer to the Visa Guide to Benefits(opens in a new tab) for further details.

A Vantage Visa credit card is issued for accounts with credit limits under $5,000 Visa-specific benefits such as Visa Concierge Services are not included with the Visa Vantage credit card. View the BB&T Vantage Visa Signature Credit Card disclosures (PDF).

Loans, lines of credit and credit cards are subject to credit approval.

Fees from your mobile or data carrier may apply. A monthly service fee applies if you choose to access your online banking financial data through QuickBooks® or Quicken® Direct Connect.

Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple, Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple, Inc.

Google and Google Pay are trademarks of Google, Inc.

Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

Visa Checkout is a service of Visa, Inc. Terms and conditions may apply.

The information provided should not be considered as tax or legal advice. Please consult with your tax advisor and/or attorney regarding your individual circumstances.

Only deposit products are FDIC insured.

Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC.

Investment solutions are provided by BB&T Investments, a division of BB&T Securities, LLC (opens in a new tab) member FINRA (opens in a new tab)/SIPC (opens in a new tab). BB&T Securities, LLC is a wholly-owned nonbank subsidiary of BB&T Corporation. Securities and insurance products or annuities sold, offered or recommended by BB&T Investments are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may lose value.