Risk Management
The industry standard in estate protection
Contact us - important
(moves focus down)Access a complete spectrum of relevant insurance options
BB&T Wealth partners with your insurance strategist to assist in mitigating your risk and protecting your assets.
Tell us about yourself, and we'll help you find the right coverage.
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Life insurance
Protect your long-term financial interests
Whether you need financial protection for your family or your business, we provide you with a plan for the future with insurance services such as:
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Term life![]()
Permanent life![]()
Long-term care![]()
Disability
Term lifePersonal property insurance
Get the appropriate coverage for your lifestyle
Our Family Risk Managers customize a program for your unique needs including:
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Primary and secondary homes![]()
Condominiums![]()
Jewelry and collectibles![]()
Flood![]()
Personal excess and umbrella![]()
Not-for-profit directors and officers liability
Auto and recreational vehicle insurance
Prepare for the road ahead
The right coverage is available for all of your cars and specialized vehicles, whether for everyday use, planned outings or part of your collection:
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Automobile![]()
Recreational vehicle![]()
Motorcycle and ATV![]()
Watercraft and yacht
Health and accident insurance
Take control of your health care costs with a wide range of options
We have flexible insurance protection to cover your medical costs wherever life takes you, with plans for:
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Major medical (limited outside of open enrollment)![]()
Short-term medical![]()
Dental/Vision![]()
Medicare supplement![]()
Medicare advantage![]()
Medicare part D (prescription coverage)![]()
Travel
Business insurance
Establish strong safeguards as you build your company
Our business insurance is designed to protect your bottom line with coverage for:
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Commercial property![]()
Liability—commercial and management![]()
Small business![]()
Business transportation and automobile![]()
Bonding and surety services![]()
Employee benefits![]()
Workers' compensation![]()
Business succession planning![]()
International![]()
Alternative risk transfer
Risk management
Consider the whole picture, for yourself and your business
Personal
A well-appointed lifestyle requires the best protection:
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High net worth services![]()
Personal excess and umbrella insurance![]()
Not-for-profit directors and officers liability insurance
Business
Mitigate your business risks step by step with:
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Client-focused solutions![]()
Analytic solutions![]()
Risk control solutions![]()
Claim consulting solutions![]()
Client education
Have you recently experienced a life-changing event?
Life moves fast. Base the decisions you make on one of the cornerstones of solid financial planning.
Policy reviews
We offer existing policy reviews to determine whether your current insurance fits your financial profile and recommend you update your coverage at least once every 5 years to reflect these life changes:
- Birth or adoption
- Business ownership
- Charitable giving
- Death in the family
- Home purchase
- Job change
- Marital status
Significant events like these can make it difficult to know if you and your loved ones are adequately protected. Contact a BB&T Wealth advisor today to set up your policy review.
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Still exploring?
BB&T Perspectives
BB&T Perspectives shares financial, leadership and lifestyle perspectives with the hopes of enhancing our clients' lives. Learn more about the risk management topics our Wealth experts are discussing.
Umbrellas Are for More Than Rainy Days
Have you ever considered your financial success a liability or a target for personal lawsuits? Unfortunately, personal wealth increases an individual’s risk of being sued.
Read the article at BBTPerspectives.com
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Odds and Options – Considering Long-Term Care Insurance
Many of the clients we’ve worked with through the years have viewed long-term care (LTC) insurance as a tertiary protection tool that plays third fiddle to life insurance and disability insurance.
Read the article at BBTPerspectives.com (opens in a new tab)
Am I saving enough for retirement?
Find out if you're on track to meet your retirement goals with this handy calculator.
Integrated services
Your BB&T Wealth advisor will help you create a comprehensive, strategic plan to integrate and coordinate your banking, credit, investments, risk management, and trust and estate planning services.
Comprehensive financial planning
Simplify your complex financial life with a BB&T Wealth advisor who can help you see the big picture.
Trust and estate planning
Understand your options for building and protecting your legacy with estate planning, charitable gifting and trust services.
Retirement planning
Your advisor will work with you to assess your financial situation and create a strategic plan that promotes your future well-being.