Mortgages and Home Equity

wealth lending mortgage home equity

Whether you're looking to buy a first or second home or a vacation or investment property, we will work with you to find flexible mortgage options to fit your financial situation.

Home equity loans from BB&T—secured by your primary or secondary residence—come with a set rate, term and monthly payment amount. Our home equity lines of credit allow you to borrow funds at any time up to your available credit limit.

Physician Loans

We are proud to offer home financing options designed to meet the unique mortgage needs of our local physicians.

Contact us or call 800-228-9798 to learn more.

Conventional Mortgages

We will help you find the home financing package that best fits your needs. Benefits for Wealth clients include:

  • Customized home financing options that work in concert with your overall financial strategy

  • Exclusive mortgage products and discounts

  • A wide range of lending packages for primary and secondary residences, vacation homes or investment properties

Jumbo Mortgages

A jumbo mortgage is a loan that exceeds the maximum amount allowed by most common mortgage investors. While the cost of obtaining a jumbo mortgage is generally higher than that of a conventional mortgage, we may be able to provide some flexibility based on your financial circumstances.

Vacation Home or Second Home Mortgages

Whether you're considering a vacation property or second home as an investment, as a getaway or both, we have available mortgage packages with a variety of very competitive rates and terms.

Home Equity Loans and Lines of Credit

With a Wealth Tax Advantage Credit Line from BB&T, you can finance education, make large purchases, cover unexpected expenses, make home improvements or consolidate debt.

Your credit line is based in part on the value of your property, and you'll have the advantage of paying interest—which may be tax deductible—only on the funds you use. Other features include:

  • Minimal costs and fees
  • Flexible repayment options
  • Interest may be up to 100% tax deductible1

Physician Loans

Physician loans are available to medical interns, residents, fellows and licensed physicians who have completed their residencies, internships or fellowships within the past 10 years.

Make a Fully Informed Decision

We will carefully consider your entire financial situation and work with you to find the best available mortgage or home equity loan.

Get Assistance

By Phone

Call us at 800-228-9798.

Speak with an Advisor

Lending

Get Started Online for Loans up to $1 Million